Magazine

As the legislative year winds down, the cyclical world of politics dictates that the election season will soon escalate into full-swing.

Rental Cars and Unauthorized Drivers; BAP Coverage for Employees’ Property; Employee Theft of Customers’ Property

A presentation in late 2010 by Robert Hartwig, president of the Insurance Information Institute, included a passage indicating the historic percentage of the personal lines market written through the independent agency system. The graph is rather dismal,

We all know the power of first impressions. How people perceive us during the first few seconds of an encounter has a major influence on whether they will trust us, be attracted to us and our brand. To create a positive first impression, we need to know h

Ace uncovers the insurance gaps that result from adding personally-owned autos to a BAP.

By: Volume 108, No. 9

Denise Johnson spent years building a book of business at her father’s agency. Then her dad decided to retire and her younger brother Scott joined the firm—and promptly was named president. Any other adult child of an agency owner might have been resentfu

These days, it seems that the words “business” and “change” go hand-in-hand. From dealing with regulatory changes and economic shifts to responding to new customer demands and emerging technologies, sudden and externally-mandated changes affect organizati

Last September, President Barack Obama signed a one-year extension of the National Flood Insurance Program (NFIP) into law. That year-long extension is set to expire at the end of this month—Sept. 30, 2011—unless Congress acts on a long-term reform bill o

Analyzing When Autos are Available; Insurance Implications of Western Wildfires; Parental Liability and the PAP