Magazine

​As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.

A client’s policy includes an endorsement which provides “blanket additional insured” status to the entity with whom they have a written contract, but the certificate holder still insists that the certificate of insurance must specifically list both it an

An insured has an ISO CGL policy with additional insured forms attached, specifically listing the general contractor as an additional insured. Does a named insured need to be named in a claim to trigger coverage on the policy for the additional insured?

An agent asks: Is there a property endorsement to add a landlord as an additional insured on property or business interruption?

If you insure a condo association and a unit owner’s bank requests inclusion as a loss payee/mortgagee on the master policy, can you fulfill the request?

Any agency that deals with commercial lines is familiar with the daunting task of processing and explaining additional insured endorsements and certificates. But every now and then, an agency handles a request to name a party as an additional named insure

Your insured’s bank has asked to be named as an additional insured on their business income coverage. Why? Could be that the insured has a loan or line of credit they want to secure. Could be that they’re so used to being named as a mortgagee on the prope

One of the most common coverage questions involves adding additional insureds to a business auto policy. The Big “I” Virtual University’s “Ask an Expert” service recently received the following question: “A contractor is driving his van on premises to do

The Virtual University “Ask an Expert” service recently fielded the following inquiry: “My question has to do with additional insureds. I have had discussions with agents who believe that the wording in the ISO CGL policy pertaining to an ‘insured contrac