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Independent Agent Magazine

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NFIP ‘Continuous Coverage’ Legislation Introduced in Househttps://www.iamagazine.com/news/nfip-continuous-coverage-legislation-introduced-in-houseNFIP ‘Continuous Coverage’ Legislation Introduced in HouseThe legislation clarifies that a flood insurance policy purchased in the private market can count as “continuous coverage” under the terms of the National Flood Insurance Program (NFIP). 7/29/2021 4:00:00 AMFloodFlood On the HillNewsWyatt Stewart
Big ‘I’ Provides Comments on New Health Insurance Compensation Disclosure Requirementshttps://www.iamagazine.com/news/big-i-provides-comments-on-new-health-insurance-compensation-disclosure-requirements-07272021Big ‘I’ Provides Comments on New Health Insurance Compensation Disclosure RequirementsThe Big "I" and other organizations urged the Department of Labor to adopt a staged enforcement policy for new disclosure requirements. 7/29/2021 4:00:00 AMLife-HealthLife-Health On the HillNewsWyatt Stewart
Aon and Willis Towers Watson Cancel Mergerhttps://www.iamagazine.com/news/aon-and-willis-towers-watson-cancel-mergerAon and Willis Towers Watson Cancel MergerThe firms have agreed to terminate their $30 billion deal and end litigation with the U.S. Department of Justice. 7/26/2021 3:00:00 PMIn the NewsIn the NewsNewsWill Jones
Legislation to Phase Out Small Business Deduction Introduced in Senatehttps://www.iamagazine.com/news/legislation-to-phase-out-small-business-deduction-introduced-in-senateLegislation to Phase Out Small Business Deduction Introduced in SenateThe legislation would phase out the 20% small business tax deduction for taxpayers with incomes over $400,000, while eliminating it altogether for those with incomes exceeding $500,000. 7/22/2021 10:10:00 AMOn the HillOn the HillNewsWyatt Stewart
FEMA Announces August Dates for Risk Rating 2.0 Agent Webinarshttps://www.iamagazine.com/news/fema-announces-august-dates-for-risk-rating-2-0-agent-webinarsFEMA Announces August Dates for Risk Rating 2.0 Agent WebinarsThe webinars will bring agents the latest information on how and when the new pricing methodology for the National Flood Insurance Program (NFIP) will be implemented.7/22/2021 10:15:00 AMFloodOn the HillNewsWyatt Stewart
Big ‘I’ Submits Testimony on Future Pandemic Riskhttps://www.iamagazine.com/news/big-i-submits-testimony-on-future-pandemic-riskBig ‘I’ Submits Testimony on Future Pandemic RiskThe Big “I" testimony noted that the businesses and nonprofit organizations our members serve were severely impacted by the COVID-19 pandemic and want to be a part of the solution on future pandemic risk.7/22/2021 10:05:00 AMOn the HillOn the HillNewsWyatt Stewart
1 in 3 Americans Admit to Barbecuing Drunkhttps://www.iamagazine.com/news/1-in-3-americans-admit-to-barbecuing-drunk1 in 3 Americans Admit to Barbecuing DrunkAs Americans gear up to host barbecues once again this summer, many aren’t doing enough to reduce grilling-related hazards and injuries. Here are some grilling safety tips to share with clients. 6/30/2021 1:00:00 PMHomeownersIn the News HomeownersNewsAnneMarie McPherson

 

 

Intentional Employee Damage: Does the Separation of Insureds Clause Apply? https://www.iamagazine.com/strategies/intentional-employee-damage-does-the-separation-of-insureds-clause-applyIntentional Employee Damage: Does the Separation of Insureds Clause Apply? A roofing company's employee damaged customers' roofs intentionally. The company's carrier denied coverage because the occurance wasn't an accident. 7/30/2021 4:00:00 AMGeneral LiabilityGeneral Liability Commercial LinesStrategiesBig “I” Virtual University Faculty
6 Ways to Get Started on Your Agency’s Cybersecurity Defenseshttps://www.iamagazine.com/strategies/6-ways-to-get-started-on-your-agency-s-cybersecurity-defenses6 Ways to Get Started on Your Agency’s Cybersecurity DefensesThe decision to procrastinate on cybersecurity can prove costly. Here are some essential steps the Big "I" encourages you to take promptly. 7/28/2021 4:00:00 AMCyber LiabilityCyber LiabilityStrategiesEric Lipton
Is Skunk Spray Damage Covered Under a Homeowners Policy? https://www.iamagazine.com/strategies/is-skunk-spray-damage-covered-under-a-homeowners-policyIs Skunk Spray Damage Covered Under a Homeowners Policy? A skunk entered the basement of a house through a cat door and sprayed the area. Is animal spray excluded from homeowners coverage under the pollution exclusion? 7/23/2021 4:00:00 AMHomeownersHomeownersStrategiesBig “I” Virtual University Faculty

 

 

3 Tips to Secure Specialized Professional Liability Coveragehttps://www.iamagazine.com/markets/3-tips-to-secure-specialized-professional-liability-coverage3 Tips to Secure Specialized Professional Liability CoverageProfessional liability is a specialized product that requires agents to spend time building an offering that addresses each insured's specific needs. Here are three tips to offer specialized coverage. 8/2/2021 10:20:00 AMProfessional LiabilityProfessional LiabilityMarketsOlivia Overman
4 Ways to Manage Risk as Live Events Return https://www.iamagazine.com/markets/4-ways-to-manage-risk-as-live-events-return4 Ways to Manage Risk as Live Events Return The world has changed and the special events industry must change with it. Here are four strategies agents can use to help get their clients back to work while managing risk. 8/2/2021 10:10:00 AMSpecial EventsSpecial EventsMarketsScott Carroll
Chubb Introduces New and Modernized Package Product for Commercial Clientshttps://www.iamagazine.com/markets/chubb-introduces-new-and-modernized-package-product-for-commercial-clientsChubb Introduces New and Modernized Package Product for Commercial ClientsKey product features include scalable property and general liability coverages to insure clients from the risks they are most likely to face within the industries they specialize. 8/2/2021 10:15:00 AMCommercial LinesCommercial Lines General LiabilityMarketsWill Jones
Contractors Professional Liability Market Moves from Low to High Riskhttps://www.iamagazine.com/markets/contractors-professional-liability-market-moves-from-low-to-high-riskContractors Professional Liability Market Moves from Low to High RiskThe contractors professional liability market is experiencing turmoil it hasn't seen since the early 2000s, resulting in less capacity and higher rates. 7/26/2021 10:20:00 AMProfessional LiabilityProfessional LiabilityMarketsOlivia Overman
Foresight Introduces Several New Lines of Insurancehttps://www.iamagazine.com/markets/foresight-introduces-several-new-lines-of-insuranceForesight Introduces Several New Lines of InsuranceIn addition to workers compensation, Foresight now offers inland marine, motor truck cargo, contractors, equipment, and builders risk policies.7/26/2021 10:05:00 AMCommercial LinesCommercial Lines Builders RiskMarketsWill Jones
From the Front Lines: Builders Riskhttps://www.iamagazine.com/markets/from-the-front-lines-builders-risk-BrabhamFrom the Front Lines: Builders Risk“Most recently, the biggest change has been the increase in building material costs,” says independent agent Gus Brabham on builders risk. “Making sure that the policies that are put into place consider the higher cost to rebuild as the project moves along has been important.”7/26/2021 10:15:00 AMBuilders RiskBuilders RiskMarketsAnneMarie McPherson
3 Ways to Create a Better Builders Risk Buying Experiencehttps://www.iamagazine.com/markets/3-ways-to-create-a-better-builders-risk-buying-experience3 Ways to Create a Better Builders Risk Buying ExperienceNow is the time agents can improve and add value to their client relationships as rates rise and capacity tightens within the builders risk marketplace. 7/19/2021 10:15:00 AMBuilders RiskBuilders Risk Commercial LinesMarketsOlivia Overman

 

 

Oregon Wildfires Bring Out the Best in Local Independent Insurance Agentshttps://www.iamagazine.com/viewpoints/oregon-wildfires-bring-out-the-best-in-local-independent-insurance-agentsOregon Wildfires Bring Out the Best in Local Independent Insurance Agents2020 brought one of the most destructive wildfire seasons ever in Oregon killing 11 people and burning more than 1 million acres. Here's how one independent agent helped a resident make it through the turmoil. 8/4/2021 4:00:00 AMIn the NewsIn the NewsViewpointsWill Jones
Pivoting to Life, Health and Benefits: Is It Worth It?https://www.iamagazine.com/viewpoints/pivoting-to-life-health-and-benefits-is-it-worth-itPivoting to Life, Health and Benefits: Is It Worth It?In this ever more competitive property-casualty world, it seems like pivoting to life, health and benefits is just like being able to go to your left in basketball. But can we measure the upside?7/21/2021 10:00:00 AMStudent of the IndustryStudent of the Industry Life-HealthViewpointsPaul Buse
Student of the Industry: Private Flood’s Impressive Growth https://www.iamagazine.com/viewpoints/student-of-the-industry-private-flood-s-impressive-growthStudent of the Industry: Private Flood’s Impressive Growth More than $600 million in premium and 160 active insurers—a nice start to private flood. Where is this line of business most prevalent and which insurers are focused on it? 6/15/2021 4:00:00 AMFloodFlood Student of the IndustryViewpointsPaul Buse

 

 

Through The Roof: How Agents Can Respond to Rising Construction Costshttps://www.iamagazine.com/magazine/issues/2021/august/through-the-roof-how-agents-can-respond-to-rising-construction-costsThrough The Roof: How Agents Can Respond to Rising Construction CostsSignificant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here's what agents can do about it. 8/2/2021 10:35:00 AMHomeownersHomeownersAugustStuart Powell
Hands-Free: Who Is Liable When No One Is Driving?https://www.iamagazine.com/magazine/issues/2021/august/hands-free-who-is-liable-when-no-one-is-drivingHands-Free: Who Is Liable When No One Is Driving?As drivers take less control of vehicles, liability may shift. Whether the driver is held legally liable may depend on the decisions the driver makes to give up or take control of the vehicle.8/2/2021 10:30:00 AMAutoAutoAugustChris Boggs
6 Ways Financial Partnering Can Help Independent Agencies Thrivehttps://www.iamagazine.com/magazine/issues/2021/august/6-ways-financial-partnering-can-help-independent-agencies-thrive6 Ways Financial Partnering Can Help Independent Agencies ThriveRecent history has shown what outside financing can do for an agency's growth. Here are six ways partnering with an independent agency bank can take your agency to the next level.8/2/2021 10:25:00 AMAgency Operations & Best PracticesAgency Operations & Best PracticesAugustDavid Tralka
Switched On: Avoid the Pitfalls of Changing Carriershttps://www.iamagazine.com/magazine/issues/2021/august/switched-on-avoid-the-pitfalls-of-changing-carriersSwitched On: Avoid the Pitfalls of Changing CarriersWhen an agent is tasked with switching carrier, failing to match the terms and conditions of the old policy could result in catastrophic consequences for the client and a big errors & omissions claim.8/2/2021 10:20:00 AME&O Loss ControlE&O Loss ControlAugustBrian Butcher
5 Strategies to Build Your Book of Higher Net-Worth Customershttps://www.iamagazine.com/magazine/issues/2021/august/5-strategies-to-build-your-book-of-higher-net-worth-customers5 Strategies to Build Your Book of Higher Net-Worth CustomersHere are five ways to develop your relationships with existing or prospective higher net-worth personal lines customers and do more business them.8/2/2021 10:15:00 AMSales & MarketingSales & MarketingAugustLisa Petza
Why Localized Marketing Is Your Secret Weapon https://www.iamagazine.com/magazine/issues/2021/august/why-localized-marketing-is-your-secret-weaponWhy Localized Marketing Is Your Secret Weapon It's easy to think that in order to compete with large companies, independent agents must also increase their marketing budget. Here's why spending more or marketing isn't the solution.8/2/2021 10:05:00 AMSales & MarketingSales & MarketingAugustWesley Gehman
Declaration of Independents: Annie Hanna Engel https://www.iamagazine.com/magazine/issues/2021/august/declaration-of-independents-annie-hanna-engelDeclaration of Independents: Annie Hanna Engel Annie Hanna Engel. president and chief operating officer of Howard Hanna Insurance Services Inc.—the largest real estate company-owned insurance provider in the country—is pairing an independent agent with every real estate transaction.8/2/2021 10:00:00 AMHomeownersHomeownersAugustOlivia Overman