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Independent Agent Magazine

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Amazon Launches $9-a-Month Primary Health Care Services for Prime Members https://www.iamagazine.com/news/amazon-launches-9-a-month-primary-health-care-services-for-prime-membersAmazon Launches $9-a-Month Primary Health Care Services for Prime Members Amazon announced that Amazon Prime members can now access low-cost primary health care services with One Medical, including 24/7 on-demand telehealth care.11/15/2023 5:00:00 AMIn the NewsIn the News Life-HealthNewsAnneMarie McPherson Spears
Big ‘I’ Secures Corporate Transparency Act Exemption for Insurance Agents https://www.iamagazine.com/news/big-i-secures-corporate-transparency-act-exemption-for-insurance-agentsBig ‘I’ Secures Corporate Transparency Act Exemption for Insurance Agents Without this exemption, the act would have required agencies with fewer than 20 employees to file new reports on their beneficial ownership. 11/30/2023 11:00:00 AMOn the HillOn the HillNewsNathan Riedel
Juice Jacking, QR Code Scams and Other Emerging Cybercrime Trends https://www.iamagazine.com/topics/topic/in-the-news/juice-jacking-qr-code-scams-and-other-emerging-cybercrime-trendsJuice Jacking, QR Code Scams and Other Emerging Cybercrime Trends The majority of consumers are blissfully unaware of new and emerging cybercrime trends.10/9/2023 10:15:00 AMCyber LiabilityCyber LiabilityIn the NewsAnneMarie McPherson Spears
Congress Passes Short-Term Government Funding Billhttps://www.iamagazine.com/news/congress-passes-short-term-government-funding-billCongress Passes Short-Term Government Funding BillA short-term reauthorization of the National Flood Insurance Program through to Feb. 2, 2024, was included. The legislation also included an extension of the current Farm Bill through to Sept. 30, 2024. 11/16/2023 11:00:00 AMOn the HillOn the HillNewsNathan Riedel
2023 Agency Growth Study: Agencies Anticipate Ownership Changeshttps://www.iamagazine.com/news/2023-agency-growth-study-agencies-anticipate-ownership-changes2023 Agency Growth Study: Agencies Anticipate Ownership ChangesWith 40% of the agency principals surveyed older than 60 years old and 20% older than 65 years old, half of agencies will experience a major change of ownership in the next 10 years, according to the study.11/9/2023 11:00:00 AMIn the NewsPerpetuation ＆ ValuationNewsOlivia Overman
Big ‘I’ Agent Leader Appointed FIPNC Chairhttps://www.iamagazine.com/news/big-i-agent-leader-appointed-fipnc-chairBig ‘I’ Agent Leader Appointed FIPNC ChairJoe Rossi, CEO and president of Joe Flood Insurance Brokerage, was appointed chair of the Flood Insurance Producers National Committee, where he will represent the Big “I" and other producer groups.11/9/2023 11:00:00 AMOn the HillOn the HillNewsRaaed Haddad
2023 P&C Combined Ratio Forecasted to Deteriorate to 103.8https://www.iamagazine.com/news/2023-p-c-combined-ratio-forecasted-to-deteriorate-to-103-82023 P&C Combined Ratio Forecasted to Deteriorate to 103.8The projection is worse than the 102.2 combined ratio predicted earlier this year, according to projections by the Insurance Information Institute and Milliman. 11/8/2023 5:00:00 AMIn the NewsIn the NewsNewsWill Jones

 

 

Over or Under: Explaining UM/UIM Coverage and Setting Limits https://www.iamagazine.com/strategies/over-or-under-explaining-um-uim-coverage-and-setting-limitsOver or Under: Explaining UM/UIM Coverage and Setting Limits Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage? 12/1/2023 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty
Make all the Difference for Your Farm Clientshttps://www.iamagazine.com/strategies/make-all-the-difference-for-your-farm-clientsMake all the Difference for Your Farm ClientsThe way you advise your clients on building coverage and personal property limits may need to change.11/27/2023 11:00:00 AMSponsored ContentSales ＆ MarketingStrategies
How the Hard Market Is Impacting Agency Valueshttps://www.iamagazine.com/strategies/how-the-hard-market-is-impacting-agency-valuesHow the Hard Market Is Impacting Agency ValuesSome of the impacts of the hard market can have a positive impact on agency valuation, while others will work to depress values. Understanding these will help navigate uncertain times.11/29/2023 11:00:00 AMPerpetuation ＆ ValuationPerpetuation ＆ Valuation In the NewsStrategiesCraig Niess

 

 

Should Homeowners Purchase a Builders Risk Policy for Renovations?https://www.iamagazine.com/markets/should-homeowners-purchase-a-builders-risk-policy-for-renovationsShould Homeowners Purchase a Builders Risk Policy for Renovations?An independent agent can provide the benefit of their knowledge and expertise to ensure their clients are adequately covered during a home renovation or remodeling.11/27/2023 11:15:00 AMBuilders RiskBuilders RiskMarketsOlivia Overman
Dream House: Avoid an E&O Nightmare During the Course of Constructionhttps://www.iamagazine.com/markets/dream-house-avoid-an-e-o-nightmare-during-the-course-of-constructionDream House: Avoid an E&O Nightmare During the Course of ConstructionBuilders risk coverage is a necessity for new construction, remodeling or renovation. Your knowledge of the coverage provided, extensions and exclusions is crucial to protect your client and your agency.11/27/2023 11:05:00 AMPersonal LinesPersonal Lines Builders RiskMarketsCara Gates
Berkley Select Launches Solution for Nonprofit Legal Aid Serviceshttps://www.iamagazine.com/markets/berkley-select-launches-solution-for-nonprofit-legal-aid-servicesBerkley Select Launches Solution for Nonprofit Legal Aid ServicesBerkley Select's nonprofit legal aid services insurance offers an innovative solution that provides comprehensive coverage for organizations offering legal aid services.11/27/2023 11:05:00 AMProfessional LiabilityProfessional LiabilityMarketsWill Jones
Builders Risk: Mortgage Rates, Supply Problems and Labor Shortages https://www.iamagazine.com/markets/builders-risk-mortgage-rates-supply-problems-and-labor-shortagesBuilders Risk: Mortgage Rates, Supply Problems and Labor Shortages From rising rates and inflation to catastrophes and labor shortages, independent agents can help clients balance the many factors impacting the builders risk market. 11/20/2023 11:20:00 AMBuilders RiskBuilders RiskMarketsOlivia Overman
From the Front Lines: Constructionhttps://www.iamagazine.com/markets/from-the-front-lines-constructionFrom the Front Lines: Construction“Long-lifecycle customer relationships are how agencies can drive profit,” says independent agent Ross E. Johnson. “Those are built on strong service relationships from knowledgeable people for long periods of time.”11/20/2023 11:15:00 AMCommercial LinesCommercial Lines Builders RiskMarketsOlivia Overman
Cyber Risk: 5 Challenges Small Healthcare Businesses Facehttps://www.iamagazine.com/markets/cyber-risk-5-challenges-small-healthcare-businesses-face_1Cyber Risk: 5 Challenges Small Healthcare Businesses FaceThe increasing frequency and sophistication of cyberattacks have made healthcare, particularly small healthcare businesses, vulnerable to data breaches and digital extortion. 11/20/2023 11:05:00 AMCyber LiabilityCyber Liability Life-HealthMarketsDanika Olsen
How Agents Can Help Nonprofits Protect Volunteers With D&O Coveragehttps://www.iamagazine.com/markets/how-agents-can-help-nonprofits-protect-volunteers-with-d-o-coverageHow Agents Can Help Nonprofits Protect Volunteers With D&O CoverageDirectors & officers insurance is the best tool for nonprofits to protect volunteers against unforeseen allegations of harm.11/13/2023 11:05:00 AMD＆OD＆OMarketsOlivia Overman

 

 

Agency Nation Meets: Margeaux Gileshttps://www.iamagazine.com/viewpoints/agency-nation-meets-margeaux-gilesAgency Nation Meets: Margeaux GilesMargeaux Giles is CEO of Irys Cloud, providing a new generation of insurance management software focused on customer relationships, and has more than 15 years of experience in the insurance and finance space.11/1/2023 4:00:00 AMTechnologyViewpointsAgency Nation
How Specialization Can Help Independent Agents Survive the Hard Markethttps://www.iamagazine.com/viewpoints/how-specialization-can-help-independent-agents-survive-the-hard-marketHow Specialization Can Help Independent Agents Survive the Hard MarketAs agents look ahead to 2024 and work through budget planning and new client outreach, considering new avenues of business may be crucial to surviving in today's market. 10/18/2023 10:05:00 AMCommercial LinesCommercial LinesViewpointsLarry Chasin
Where Did All the Workers Go?https://www.iamagazine.com/viewpoints/where-did-all-the-workers-goWhere Did All the Workers Go?Business owners are mistakenly believing that there is a pool of workers waiting on the sidelines for something magical to happen to convince them to rejoin the workforce—that pool doesn't exist.9/20/2023 10:00:00 AMRecruiting, Hiring ＆ TrainingRecruiting, Hiring ＆ TrainingViewpointsClaudia St. John

 

 

Work Smarter, Not Harder: How to Increase Your Agency's Productivityhttps://www.iamagazine.com/magazine/issues/2023/december/work-smarter-not-harder-how-to-increase-your-agencys-productivityWork Smarter, Not Harder: How to Increase Your Agency's ProductivityWhile we may be tempted to blame our unproductivity on a lack of time, time isn't the issue. Recalibrating our time and attention to focus on the things that really matter is the art of productivity. 12/1/2023 5:35:00 AMSales ＆ MarketingDecemberAnneMarie McPherson Spears
Deal Dynamics: Identifying an Acquisition to Add the Most Value to Your Agencyhttps://www.iamagazine.com/magazine/issues/2023/november/deal-dynamics-identifying-an-acquisition-to-add-the-most-value-to-your-agencyDeal Dynamics: Identifying an Acquisition to Add the Most Value to Your AgencyAs the field clears in mergers & acquisitions, the door is ajar for independent agency owners to make an acquisition that could change the trajectory of their business. 11/1/2023 5:00:00 AMPerpetuation ＆ ValuationPerpetuation ＆ ValuationNovemberWill Jones
Disengage Autopilot: Are Your Habits Helping or Hindering You?https://www.iamagazine.com/magazine/issues/2023/december/disengage-autopilot-are-your-habits-helping-or-hindering-youDisengage Autopilot: Are Your Habits Helping or Hindering You?Make the decision today to take hold of your habits so they help you rather than hinder you. Do so and you will enjoy more success and happiness.12/1/2023 5:30:00 AMSales ＆ MarketingDecemberBrian Ahearn
The Inertia of Legacy: A Science Geek’s Guide To Managing Your Legacyhttps://www.iamagazine.com/magazine/issues/2023/november/the-inertia-of-legacy-a-science-geek-s-guide-to-managing-your-legacyThe Inertia of Legacy: A Science Geek’s Guide To Managing Your LegacyUnderstanding inertia and applying the concept to seemingly routine life choices will enable you to understand and appreciate the forces that are influencing your current trajectory.11/1/2023 4:30:00 AMPerpetuation ＆ ValuationPerpetuation ＆ ValuationNovemberChris Cline
3 E&O Auto Snares to Watch Out Forhttps://www.iamagazine.com/magazine/issues/2023/december/3-e-o-auto-snares-to-watch-out-for3 E&O Auto Snares to Watch Out For​One of the largest errors & omissions exposures for insurance agents and agencies occurs during the placement of personal or commercial auto policies. 12/1/2023 5:25:00 AMAutoE＆O Loss ControlDecemberBrian Butcher
How to Convince Construction Clients to Buy Professional Liability Coveragehttps://www.iamagazine.com/magazine/issues/2023/november/how-to-convince-construction-clients-to-buy-professional-liability-coverageHow to Convince Construction Clients to Buy Professional Liability CoverageIt's a common misconception among construction professionals that their work does not have a professional liability exposure, particularly if they are a contractor who doesn't do design work.11/1/2023 4:20:00 AMSales ＆ MarketingProduct LiabilityNovemberChris McQueen and Peter Brooks
Why Some Banks Are Divesting Their Insurance Brokerage Operations—And Some Aren’thttps://www.iamagazine.com/magazine/issues/2023/december/why-some-banks-are-divesting-their-insurance-brokerage-operations-and-some-aren-tWhy Some Banks Are Divesting Their Insurance Brokerage Operations—And Some Aren’tIn the last two years, several large bank-owned insurance brokers have sold strategic competitors. But what is driving these bank divestitures? Here are a few of the primary reasons12/1/2023 5:20:00 AMPerpetuation ＆ ValuationDecemberMark Crites