Skip Ribbon Commands
Skip to main content
Independent Agent Magazine

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

 

 

Small Business Survey: Beware of Birds, Skunks and Champagnehttps://www.iamagazine.com/news/small-business-survey-beware-of-birds-skunks-and-champagneSmall Business Survey: Beware of Birds, Skunks and ChampagneAs many as 50% of small business owners said they have made a workplace injury claim in the past five years. Here are some of the most uncommon accidents experienced.5/23/2024 4:00:00 AMIn the NewsWorkers CompNewsWill Jones
Proactive Education Creates Opportunities in the Hard Markethttps://www.iamagazine.com/news/proactive-education-creates-opportunities-in-the-hard-marketProactive Education Creates Opportunities in the Hard MarketThe latest research from Liberty Mutual and Safeco explores how the hard market is impacting both agents and customers and how agents can improve customer satisfaction and retention.5/16/2024 10:00:00 AMIn the NewsPersonal LinesNewsOlivia Overman
Fannie Mae and Freddie Mac Postpone Updated Guidance for Property Insurance Coveragehttps://www.iamagazine.com/news/fannie-mae-and-freddie-mac-postpone-updated-guidance-for-property-insurance-coverageFannie Mae and Freddie Mac Postpone Updated Guidance for Property Insurance CoverageThe guidance was set to take effect on June 1 and would have required mortgagors to acquire replacement cost value coverage for their property, including roofs, deeming actual cash value unacceptable.5/9/2024 10:00:00 AMIn the NewsOn the Hill In the NewsNewsNathan Riedel
Watch: FTC Noncompete Agreement Ban Explainedhttps://www.iamagazine.com/news/watch-ftc-noncompete-agreement-ban-explainedWatch: FTC Noncompete Agreement Ban ExplainedThe Big "I" government affairs team released a video explaining the rule, its effect on independent agents and the current state of play. 5/2/2024 4:00:00 AMOn the HillOn the Hill In the NewsNewsNathan Riedel
Citizens Partners with EZLynx to Provide Homeowners Quotes in Floridahttps://www.iamagazine.com/news/citizens-partners-with-ezlynx-to-provide-homeowners-quotes-in-floridaCitizens Partners with EZLynx to Provide Homeowners Quotes in FloridaThrough Citizens, more than 7,000 agents will receive no-cost access to the EZLynx Rating Engine to enable them to quote home and dwelling fire policies in Florida.5/9/2024 4:00:00 AMHomeownersHomeowners In the NewsNewsAnneMarie McPherson Spears
FTC Issues Rule Banning Noncompete Agreementshttps://www.iamagazine.com/news/ftc-issues-rule-banning-noncompete-agreementsFTC Issues Rule Banning Noncompete AgreementsIndependent insurance agents who are considering the impact of the new regulation on their agencies and firms should consider some of the rule’s key elements and certain revisions that were incorporated in the final text. 4/25/2024 4:00:00 AMOn the HillOn the HillNewsWes Bissett
Over Half of Cyber Claims Originate in Email Inboxeshttps://www.iamagazine.com/news/over-half-of-cyber-claims-originate-in-email-inboxesOver Half of Cyber Claims Originate in Email InboxesMore than half of all 2023 cyber insurance claims were a result of funds transfer fraud (FTF) or business email compromise (BEC), according to a Coalition report.5/6/2024 10:15:00 AMIn the NewsIn the News Cyber LiabilityNewsOlivia Overman

 

 

Valuation Methods for Commercial Tenant Improvements and Bettermentshttps://www.iamagazine.com/strategies/valuation-methods-for-commercial-tenant-improvements-and-bettermentsValuation Methods for Commercial Tenant Improvements and BettermentsIf the tenant is required by the lease to insure the value of their improvements and betterments, how can they do that without having it valued in a way that’s dependent on the building owner making repairs promptly? 5/24/2024 4:00:00 AMCommercial LinesCommercial LinesStrategiesBig “I” Virtual University Faculty
Why You Should Plan a Summer Community Service Event https://www.iamagazine.com/strategies/why-you-should-plan-a-summer-community-service-eventWhy You Should Plan a Summer Community Service Event It may seem counterintuitive when your team is already stretched thin, but taking a break from work duties to help others can inspire your employees.5/22/2024 10:00:00 AMAgency Operations & Best PracticesAgency Operations & Best PracticesStrategiesAlexis Holzer
Should Agencies Keep Both Paper and Electronic Copies of Files?https://www.iamagazine.com/strategies/should-agencies-keep-both-paper-and-electronic-copies-of-filesShould Agencies Keep Both Paper and Electronic Copies of Files?How does keeping two sets of files impact errors & omissions exposure?5/17/2024 4:00:00 AME&O Loss ControlE&O Loss Control Agency Operations & Best PracticesStrategiesBig “I” Virtual University Faculty

 

 

Why Boutique Hotel Owners Require Customized Insurance Coverage https://www.iamagazine.com/markets/why-boutique-hotel-owners-require-customized-insurance-coverageWhy Boutique Hotel Owners Require Customized Insurance Coverage Like all hotels, boutique hotels need multiple insurance coverages, but they may also need additional coverages such as property insurance for refurbished historic properties.5/20/2024 10:10:00 AMHotels/MotelsHotels/MotelsMarketsOlivia Overman
How Changing Market Trends Impact Insurance Agency E&O Riskhttps://www.iamagazine.com/markets/how-changing-market-trends-impact-insurance-agency-e-o-riskHow Changing Market Trends Impact Insurance Agency E&O RiskThe wave of post-pandemic lawsuits has prompted independent insurance agents to review their errors & omissions (E&O) coverage and risk mitigation strategies. 5/13/2024 10:00:00 AME&O Loss ControlE&O Loss ControlMarketsLaura Gookin
How Increasing Natural Catastrophes Are Impacting the Environmental Insurance Market https://www.iamagazine.com/markets/how-increasing-natural-catastrophes-are-impacting-the-environmental-insurance-marketHow Increasing Natural Catastrophes Are Impacting the Environmental Insurance Market As natural disasters become more frequent and more costly, insurance carriers are experiencing an increase in the frequency and severity of environmental claims.5/6/2024 10:00:00 AMEnvironmental LiabilityEnvironmental LiabilityMarketsOlivia Overman
Help Cannabis Business Owners Understand Their Insurance Requirementshttps://www.iamagazine.com/markets/help-cannabis-business-owners-understand-their-insurance-requirementsHelp Cannabis Business Owners Understand Their Insurance RequirementsFor many of the small business owners who have entered the retail cannabis market, ensuring they have the correct type and sufficient levels of insurance coverage may not be top of mind.4/29/2024 10:05:00 AMCannabisCannabisMarketsOlivia Overman
3 Takeaways From the Ransomware Attack on Change Healthcare https://www.iamagazine.com/markets/3-takeaways-from-the-ransomware-attack-on-change-healthcare3 Takeaways From the Ransomware Attack on Change Healthcare The attack on Change Healthcare underscores key considerations for independent agents when discussing cyber risks with clients.4/22/2024 10:20:00 AMCyber LiabilityCyber LiabilityMarketsRobert Jones
3 Tips Agents Can Offer Clients to Protect Their Property From Floodinghttps://www.iamagazine.com/markets/3-tips-agents-can-offer-clients-to-protect-their-property-from-flooding3 Tips Agents Can Offer Clients to Protect Their Property From FloodingAs the climate changes, independent agents play a major role in educating their clients on the need to purchase flood insurance, as well as providing advice to them on the steps to take to protect their property. 4/15/2024 10:20:00 AMFloodFloodMarketsOlivia Overman
Top Factors Impacting the Growth of the Private Flood Market https://www.iamagazine.com/markets/top-factors-impacting-the-growth-of-the-private-flood-marketTop Factors Impacting the Growth of the Private Flood Market The impact of recent disasters on consumers’ flood risk awareness is propelling growth in the private flood insurance market.4/8/2024 10:20:00 AMFloodFloodMarketsOlivia Overman

 

 

Agency Nation Meets: Jess Butlerhttps://www.iamagazine.com/viewpoints/agency-nation-meets-jess-butlerAgency Nation Meets: Jess ButlerButler leads the strategy for Vertafore’s connective products for commercial and personal lines, identifies market hurdles and establishes go-to-market plans to ensure launch readiness and success.3/25/2024 4:00:00 AMTechnologyTechnologyViewpointsAgency Nation
Agency Nation Meets: Mindi Zissmanhttps://www.iamagazine.com/viewpoints/agency-nation-meets-mindi-zissmanAgency Nation Meets: Mindi ZissmanMindi Zissman is the president of Zissman Media, a business-to-business content firm specializing in the risk, insurance and compliance industries.3/25/2024 4:00:00 AMSales & MarketingSales & MarketingViewpointsAgency Nation
Agency Nation Meets: Max Revenue https://www.iamagazine.com/viewpoints/agency-nation-meets-max-revenueAgency Nation Meets: Max Revenue Max Revenue is half man, half meme, 100% producer and the co-founder of Max Revenue.2/21/2024 5:00:00 AMSales & MarketingSales & MarketingViewpointsAgency Nation

 

 

Running Scared: The Race to Stay Ahead of Evolving Cyber Threatshttps://www.iamagazine.com/magazine/issues/2024/may/running-scared-the-race-to-stay-ahead-of-evolving-cyber-threatsRunning Scared: The Race to Stay Ahead of Evolving Cyber ThreatsHow independent agents are bridging the gap between cybersecurity, efficient operations and insurance amidst the evolving landscape of cyber threats and rising costs of breaches.5/1/2024 4:35:00 AMCyber LiabilityMayWill Jones
What Agents Need to Know About Secondary Perils https://www.iamagazine.com/magazine/issues/2024/may/what-agents-need-to-know-about-secondary-perilsWhat Agents Need to Know About Secondary Perils Floods, winter storms, wildfires, severe convective storms or thunderstorms—natural disasters that are collectively known as secondary perils—can pose significant risks to homeowners.5/1/2024 4:30:00 AMHomeownersMayMark Maroon
What Homeowners Should Know About Renting Their Property on Airbnb https://www.iamagazine.com/magazine/issues/2024/may/what-homeowners-should-know-about-renting-their-property-on-airbnbWhat Homeowners Should Know About Renting Their Property on Airbnb ​Some people might think renting out a room in their house through a vacation rental site like Airbnb or Vrbo is a great way to make some extra money. What they might not be thinking about is that a typical homeowners policy doesn't provide coverage for this exposure.5/1/2024 4:25:00 AMHomeownersE&O Loss ControlMayCaryn Mahoney
What Business Owners Should Know About Election Protests and Riots https://www.iamagazine.com/magazine/issues/2024/may/what-business-owners-should-know-about-election-protests-and-riotsWhat Business Owners Should Know About Election Protests and Riots ​In the midst of a fraught election season, business owners may be starting to wonder about insurance coverage if their property is damaged by a protest or riot.5/1/2024 4:20:00 AMCommercial LinesMayAnneMarie McPherson Spears
6 Ways to Craft Winning Insurance Proposalshttps://www.iamagazine.com/magazine/issues/2024/may/6-ways-to-craft-winning-insurance-proposals6 Ways to Craft Winning Insurance ProposalsA generic proposal is a missed opportunity. Customize your proposal to reflect the unique aspects of your client's business, emphasizing how your solutions address their specific concerns and objectives.5/1/2024 4:15:00 AMSales & MarketingMayDavid R. Carothers
The Price of a Culture That Lacks Professional Growth https://www.iamagazine.com/magazine/issues/2024/may/the-price-of-a-culture-that-lacks-professional-growthThe Price of a Culture That Lacks Professional Growth Employees who feel their careers are not growing and developing are less likely to be motivated to do their best work and are therefore more likely to be dissatisfied with their jobs and to leave.5/1/2024 4:10:00 AMRecruiting, Hiring & TrainingMayMatthew Renz
Declaration of Independents: Owen Thomashttps://www.iamagazine.com/magazine/issues/2024/may/declaration-of-independents-owen-thomasDeclaration of Independents: Owen ThomasThomas is an insurance agent, real estate broker, mayor pro tempore and founder of a drone company. These are just a few of the ways he is serving his community. However, like many agents, he serves his clients best during their time of need.5/1/2024 4:05:00 AMPersonal LinesMayWill Jones