Markets

Independent agents should make cyber insurance a standard part of every small commercial quote, not just a coverage discussed when clients ask about it.

Core coverages include accidental death and dismemberment (AD&D), accident medical expense reimbursement, temporary total disability benefits, and more.

The liability environment for corporate leadership continues to intensify across multiple fronts. Here are four ways agents can help clients understand and navigate these evolving risks.

Over the past year, the directors & officers market has undergone a notable shift, fueled largely by a resurgence in capital markets activity and deteriorating loss experience.

As the risks within the commercial auto industry grow, so do the opportunities for independent insurance agents to help clients navigate an increasingly complex threat landscape.

Coverage is designed specifically for how drones are used in agriculture today, including monitoring, mapping, data acquisition and application.

Electric vehicles (EVs) are one way commercial auto operators can reduce operational costs. But EV adoption also introduces new exposures, including cyber vulnerabilities, battery fire hazards and higher repair costs.

Coverage is customizable and can be layered with other coverages, such as errors & omissions, general liability and cyber.

As commercial auto insurance challenges persist, the industry is increasingly leveraging telematics and supporting proposals to address third-party litigation funding.

Why coverage gaps persist and how certain products can help guide more effective strategies to address them.