Markets

While technology in the benefits industry had focused primarily on employee access, today’s priority is eliminating friction for employees, employers and brokers

October is Cybersecurity Awareness Month, which gives agents a timely opportunity to help clients strengthen cyber hygiene, educate employees about emerging threats and review their cyber insurance coverage.

Neptune increased building coverage limits to $15 million across primary and excess flood policies and added enhanced protections for residential, commercial and condo policies.

QCyber Rapid Pay offers a cyber insurance enhancement designed to accelerate financial support following a covered cyber event.

An increasing cyber risk concern is driven by a changing threat landscape, where artificial intelligence (AI), connected technology systems and supply-chain relationships make it easier for cyberattacks to spread quickly and cause wider disruption.

Independent agents should make cyber insurance a standard part of every small commercial quote, not just a coverage discussed when clients ask about it.

Core coverages include accidental death and dismemberment (AD&D), accident medical expense reimbursement, temporary total disability benefits, and more.

The liability environment for corporate leadership continues to intensify across multiple fronts. Here are four ways agents can help clients understand and navigate these evolving risks.

Over the past year, the directors & officers market has undergone a notable shift, fueled largely by a resurgence in capital markets activity and deteriorating loss experience.

As the risks within the commercial auto industry grow, so do the opportunities for independent insurance agents to help clients navigate an increasingly complex threat landscape.