5 Tips to Help Breweries and Wineries Balance Sustainability Goals With Risk Mitigation
As breweries and wineries go green, agents need to translate sustainability initiatives into clear underwriting conversations and protection strategies.
Markets
3 Coverage Gaps Agents Can Highlight for Restaurant Clients
As the restaurant market evolves, restaurant owners need clarity on what coverage they have and where they could be vulnerable.
How Agents Can Assist Restaurants in a New Era of Growth
Restaurateurs face difficulties hiring and retaining staff, an ever-evolving landscape of changing technologies, economic and social inflation, and the recent Department of Labor (DOL) overtime rules changes.
Rainbow Launches New Admitted Insurance Program for Restaurants
Rainbow’s new business owners policy rewards insureds for safe behavior and provides an industry-first pay-as-you-go payment plan option that automatically adjusts to the business’ ups and downs.
Keeping Up With Changing Technology Increases Cyber Risk for Restaurants
Increased reliance on mobile ordering and payments, QR code menus and Wi-Fi access for customers have opened the doors for many restaurants to become targets of cyberattacks.
From the Front Lines: Liquor Liability
“The rate increases year over year are taking a toll on our clients, and businesses can’t survive,” says independent agent John Heist. “While agency owners love the hard market, it’s the account managers and producers that must deliver the increases, whic
From the Front Lines: Restaurants
“The coronavirus pandemic has decimated the industry,” says independent agent Craig Balco. “Many restaurants, especially the new ones, are on such tight budgets that they really need to stay on track with their finances just to stay open.”
From the Front Lines: Liquor Liability
In the liquor liability market, independent agent William Schaner’s biggest challenge is providing clients “with a level of coverage that will protect them without making them insurance poor,” he says.
From the Front Lines: Restaurants
Independent agent David DeLorenzo entered the restaurant insurance market because he wanted to focus on something that brought him “passion in life,” he says. “You’re there as not only an insurance person, but also someone who cares about the industry.”
From the Front Lines: Liquor Liability
Despite living in a state where there are no dram shop laws, independent agent Roger Cole always offers his clients liquor liability coverage “because there’s always that anomaly that can take place within the law,” he says. “It’s our job to convince them