Markets

The excess policy provides follow-form coverage on professional liability coverage with limits up to $5 million and a minimum attachment point of $500,000.

With more employees exposing employer misconduct and evolving legal standards surrounding retaliation, businesses need robust coverage and clear policies to protect themselves.

A lawsuit can be brought against an organization for countless reasons—including a disgruntled former employee who believes they’ve been wronged.

Biometric technology is increasingly used by organizations, and many employers may be unaware of the laws around its application—or even that they’re using it in the first place.

HSB’s carrier partners can offer EPL Plus as an endorsement or coverage part to an underlying business owners or commercial package policy.

One of the lasting legacies of the pandemic is an increase in remote workers, which has left an imprint on the employment practices liability insurance market.

The product offers sublimit reinstatements, up to $1 million in wage and hour protection and continuity of claims coverage.

“Not all EPLI policies are created equal,” says independent agent Christopher Paradiso. “It is so very important that we can educate our clients to make sure we are helping them make the best decision with the right carrier.”

Your commercial clients could be leaving a huge risk exposed if they don’t reckon with diversity, equity and inclusion (DE&I).

“It’s really important for every commercial client to have this coverage, which we’re keeping in mind as we’re growing our commercial book,” says independent agent Melissa Stallings. “As I’ve learned, employees are the bread and butter of a business.”