Markets

Understanding how to position individual coverage health reimbursement arrangements (ICHRAs) allows you to move beyond the typical renewal conversation and offer an innovative, strategic solution.

As employer-sponsored plans see an increase in new participants, cost-containment strategies have never been more vital.

As healthcare costs continue to rise, agents can help employers make changes to health benefit packages to prioritize affordability and ease of administration.

As the healthcare market continues to expand, it is facing significant shifts driven by cost pressures, policy changes and increased regulatory scrutiny.

The coverage helps limit downside risk tied directly to accountable care organizations’ financial benchmarks.

This optional coverage provides financial protection if a guest is injured in a covered accident, helping event hosts meet common insurance requirements and support safer events.

Supplemental benefits can go a long way to reducing client churn and ensuring that the clients who do stay are happy.

As health care costs continue to rise for many Americans, employers increasingly view supplemental health benefits as crucial for recruitment, retention and employee satisfaction.

Prescription drugs play a significant role in increasing health care costs, with Americans spending approximately $98 billion out of pocket on prescription drugs, a 25% increase over the past five years.

Insureds will be reimbursed for expenses incurred up to their selected benefit limit. Additionally, there is no medical underwriting required to obtain coverage.