Markets

Understanding how to position individual coverage health reimbursement arrangements (ICHRAs) allows you to move beyond the typical renewal conversation and offer an innovative, strategic solution.

As liquor liability premiums rise and coverage options shrink, agents can help clients navigate a complex market.

By helping trucking clients understand the risks and insurance solutions available to protect their cargo, agents can provide valuable support across the supply chain.

As employer-sponsored plans see an increase in new participants, cost-containment strategies have never been more vital.

Making sure clients clearly understand what is and isn’t covered can help prevent potential errors & omissions claims and reduce the likelihood of client dissatisfaction if a claim occurs.

Economic pressures and volatility are challenging agents in the personal marine market amid shifting risk appetites and capacity constraints.

The policy covers defense, settlement and judgment costs for third-party claims alleging bodily injury, property damage, or personal and advertising injury arising from the business’ artificial intelligence usage.

Agents can succeed in the general liability market by developing deep expertise, staying ahead of renewals, setting clear expectations and positioning themselves as trusted advisors.

Commercial lines markets may be stabilizing, but agents who use this period to reset and prepare will be best positioned for what’s ahead.

The policy provides flood-only coverage for homes and personal property, protecting homeowners from flood risks not covered by standard homeowners or renters insurance.