Markets

With regulatory gaps and safety concerns surrounding hemp-derived THC beverages, manufacturers, distributors and retailers need to protect themselves with the right insurance coverage.

As severe weather becomes more frequent, it’s critical for agents to help clients understand what flood insurance does and doesn’t cover.

The excess policy provides follow-form coverage on professional liability coverage with limits up to $5 million and a minimum attachment point of $500,000.

The impacts from extreme weather events—made even clearer by Hurricanes Helene and Milton—have led to consumers reevaluating their flood risk.

Construction is the largest sector in workers compensation by premium and any changes to claims frequency will impact the entire workers comp market.

While participating in vintage race car racing can be a dream come true for enthusiasts, insurance considerations play a crucial role in keeping a dream hobby from turning into a financial disaster.

The burden of increased costs caused by uninsured drivers is ultimately shouldered by insured drivers. Here are three tips for agents to help their customers protect themselves.

“These are the people taking risks, following their dreams, and creating something special,” says independent agent Luke Hoerr. “When I help them get the right coverage, I’m not just selling insurance—I’m helping protect someone’s passion project and supporting our local economy.”

Increasing auto insurance premiums have been a concern over the past couple of years. Here are four insurance reports agents can use when discussing the market with clients.

Claim activity, social inflation and third-party litigation funding are leading carriers to reduce their financial risk for abuse exposures, leaving health care organizations struggling to attain adequate insurance.