Technical Knowledge

A project is requiring a contractor to maintain insurance coverage through the next 10 years. What policy would grant coverage if the business closes during that time?

If the storm track intersects the coverage radius in a policy, the insured gets a payout. No questions, adjustors or proof of loss.

Traditional insurance leaves business owners vulnerable against non-damage business disruption caused by the weather. Parametric insurance, like Vortex Weather Insurance, can help fill those gaps. 

A client has full glass coverage on her personal auto policy. She rented a vehicle while traveling and got a chip on the windshield.

Fourth of July celebrations involve grilling, fireworks and outdoor gatherings. But behind the red, white and blue is a spike in risk.

A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.

A commercial insured needs to coordinate between a business auto policy and an inland marine policy to cover a a water well drill rig permanently mounted on a Peterbilt truck.

An insured lives in Connecticut but is building a new one-family home on their property in Massachusetts.

The Micro-Businessowners Coverage Form—also known as the Micro-BOP—may be a good and inexpensive answer for your smaller entrepreneurs without commercial property exposures.