When insuring data centers, agents need to address the risks tied to both the physical facility and the technology systems, as exposures often extend across both cyber and technology errors & omissions coverage.
Too often, conversations center primarily on investment strategy and estate planning. But there’s also real risks that come with a wealth transfer.
The liability environment for corporate leadership continues to intensify across multiple fronts. Here are four ways agents can help clients understand and navigate these evolving risks.
An insured owns a marina. During the course of operations, they will tow a non-owned trailer, with or without the boat on the trailer. The towing will take place on the marina’s property but will occasionally cross a public road. The insurer will not give the agency a definitive answer about coverage.
Over the past year, the directors & officers market has undergone a notable shift, fueled largely by a resurgence in capital markets activity and deteriorating loss experience.
A bill introduced in the U.S. House of Representatives would make staging motor vehicle accidents for insurance payments a federal crime.
The liability exposure brought by artificial intelligence (AI)-enabled tools often isn’t recognized until a claim emerges. Here’s how to uncover the AI risks that traditional reviews often miss.
Electric vehicles (EVs) are one way commercial auto operators can reduce operational costs. But EV adoption also introduces new exposures, including cyber vulnerabilities, battery fire hazards and higher repair costs.
As homeowners insurance becomes more expensive and complex, agents can play a larger role in helping clients understand and manage risks.
Moving a book of business can protect client relationships, strengthen carrier partnerships and improve agency profitability. However, that can only be achieved when the strategy is clear and the execution is disciplined.
