Technical Knowledge

Vortex Rain Insurance can help safeguard outdoor event revenue against Mother Nature. With transparent quotes, automated claims and quick payouts, it’s peace of mind, rain or shine.

A major overhaul of the ISO Business Owners Policy (BOP) means that automobile service operations can be included on the form as of July 1, 2025. Here’s an overview of eligibility, endorsements and exclusions.

A project is requiring a contractor to maintain insurance coverage through the next 10 years. What policy would grant coverage if the business closes during that time?

If the storm track intersects the coverage radius in a policy, the insured gets a payout. No questions, adjustors or proof of loss.

A client has full glass coverage on her personal auto policy. She rented a vehicle while traveling and got a chip on the windshield.

Fourth of July celebrations involve grilling, fireworks and outdoor gatherings. But behind the red, white and blue is a spike in risk.

​As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.

What is the proper wording to reflect additional insureds on certificates of insurance (COIs)?

Inadequate limits are an all-too-common claim in independent insurance agency E&O. And with inflation today outstripping even the inflation guards inserted on some policies, these claims are becoming more frequent.