Markets

Aging buildings drive costly losses. Learn how risk-informed capital planning helps schools reduce water, fire and liability claims while improving safety and resilience.

Parametric insurance has been around for many years, but with increased data granularity and availability, these special policies are now widely available to fill coverage gaps under admitted policies.

The coverage helps limit downside risk tied directly to accountable care organizations’ financial benchmarks.

The shifting environmental landscape creates both challenges and opportunities for agents, who must stay informed about specialized coverage while helping clients close potentially costly gaps.

As environmental regulations change, environmental liabilities remain a long-term concern for businesses, making education and proactive risk conversations even more important.

Consumers can protect their homes and positively impact premium levels by being proactive with resilience measures to reduce claim severity.

The lifting of the ban on PFAS incineration expands disposal options for military and industrial waste, but it also lengthens the liability chain and adds new layers of complexity for agents and their clients.

While some recent trends have influenced the mergers & acquisitions marketplace, it certainly hasn’t been interrupted.

Transparency regarding data protection practices will remain a key factor in the adoption of telematics-driven insurance policies.

By conducting regular coverage checkups, agents can play an essential role in helping their homeowner clients reassess their coverage and limits to ensure they’re properly protected.