Markets

To mitigate the risk of an errors & omissions claim, insurance professionals need to approach offering umbrella coverage with diligence and consistency.

“I anticipate continued increases in professional liability premiums, particularly for higher-risk placements like physicians, surgeons and wound care professionals,” says independent agent Andy Clark. “These roles have become increasingly difficult to insure affordably.”

Policyholders can choose from various deductible and co-pay options to balance upfront home insurance costs with long-term savings.

As severe weather becomes more frequent, it’s critical for agents to help clients understand what flood insurance does and doesn’t cover.

The impacts from extreme weather events—made even clearer by Hurricanes Helene and Milton—have led to consumers reevaluating their flood risk.

While participating in vintage race car racing can be a dream come true for enthusiasts, insurance considerations play a crucial role in keeping a dream hobby from turning into a financial disaster.

The burden of increased costs caused by uninsured drivers is ultimately shouldered by insured drivers. Here are three tips for agents to help their customers protect themselves.

Increasing auto insurance premiums have been a concern over the past couple of years. Here are four insurance reports agents can use when discussing the market with clients.

From rodent damage to dry rot, classic cars can incur costly damages without proper maintenance.

With distracted driving a leading cause of road accidents, agents can educate customers about the dangers and offer incentives for positive driving behavior.