Will the Baltimore Bridge Collapse Impact A&E Coverage?
The collapse of the Francis Scott Key Bridge is a complicated issue—one that is likely to include marine hull, liability and cargo losses, as well as business interruption claims.

The collapse of the Francis Scott Key Bridge is a complicated issue—one that is likely to include marine hull, liability and cargo losses, as well as business interruption claims.
Although project contracts and insurance coverage offer essential protection, independent agents should encourage architects and engineers to remain vigilant with risk management and training to protect themselves from a volatile claims environment.
In an evolving marketplace and increasingly litigious environment, educating A&E clients about purchasing professional liability coverage is particularly important.
While professional liability limits for many architecture & engineering firms have remained consistent, a changing landscape and severity of court verdicts is causing some carriers to reevaluate their appetite.
Independent agent Stefanie Fuller says technology is one big challenge in the architects & engineers insurance industry. “As design firms continue to evolve, it can be difficult to find insurance solutions to address their needs,” Fuller says.
Like most professional business owners, architects & engineers are great at what they do—”but they know very little about insurance,” says independent agent Jim Roberts, Jr. “They have a lot on their plate and really want someone to wear the risk manageme
Architects & engineers bring an infectious enthusiasm to their profession, says Mike Heatwole, who “fell into” the specialty at Schinnerer more than three decades ago.