Magazine

Many public entities are accustomed to finding more competitive insurance pricing by joining a pool. But in a softening property-casualty market, that’s no longer a given.

More than 55 million people in America have physical or mental disabilities that substantially limit a major life activity. Under the Americans with Disabilities Act, state and local governments must comply with a number of regulations to help protect thi

What’s happening in today’s public entities market? What’s motivating carriers in the space? And where are underwriting appetites headed in the future? Here are a few property and liability pricing trends to watch.

Since 2013, 185 school shootings have occurred in the U.S.—an average of nearly one a week. If you work with a private, charter or religious school or a public school district on their insurance, here’s what you need to keep in mind.

Many employers think higher wages are the answer to their retention problems—but better employee benefits could keep highly skilled workers around longer.

Discontinued products that remain in the stream of commerce can still cause injury or damage. And unless your clients still have a product liability policy in place when the injury or damage actually occurs, they won’t have coverage.

Many public entities have adopted drone use over the past few years in an effort to increase public safety. Help your public entities clients understand the implications of operating a drone in their communities.

By: Volume 113, No. 7

Ten independent agents under age 31 share their experience and insights—and how they plan to perpetuate the industry.

If you don’t have a family member lined up to take the reins of your agency, you need to start perpetuation planning yesterday. Here’s how to develop a succession plan that leaves relatives out of the picture.