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Independent Agent Magazine

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Spring Clean: How Long Should You Retain Documents in Your AMS?https://www.iamagazine.com/strategies/spring-clean-how-long-should-you-retain-documents-in-your-amsSpring Clean: How Long Should You Retain Documents in Your AMS?Differences between federal and state record retention rules as well as those included in carrier contracts may lead to uncertainty. 5/28/2021 1:00:00 PMUmbrellasCommercial Lines UmbrellasStrategiesBig “I” Virtual University Faculty
Do Commercial Umbrella Aggregate Limits Apply to an Underlying Policy Without an Aggregate?https://www.iamagazine.com/strategies/do-commercial-umbrella-aggregate-limits-apply-to-an-underlying-policy-without-an-aggregateDo Commercial Umbrella Aggregate Limits Apply to an Underlying Policy Without an Aggregate?If an insured has a $1-million, combined single limit (CSL) on an auto policy and they exhaust the auto CSL and the umbrella limits, would the limit for the umbrella be reset for any other loss? 5/21/2021 4:00:00 AMUmbrellasUmbrellas Commercial LinesStrategiesBig “I” Virtual University Faculty
Why Offer Terrorism Coverage for CGL and Umbrella Policies? https://www.iamagazine.com/strategies/why-offer-terrorism-coverage-for-cgl-and-umbrella-policiesWhy Offer Terrorism Coverage for CGL and Umbrella Policies? Why must an insured accept or reject Terrorism Risk Insurance Act coverage under a commercial general liability or umbrella policy? Does the TRIA act provide any coverage that would fall under these policies?2/19/2021 5:00:00 AMCommercial LinesCommercial Lines General Liability UmbrellasStrategiesBig “I” Virtual University Faculty
Sales, Service and Satisfaction Under a Personal Umbrellahttps://www.iamagazine.com/markets/sales-service-and-satisfaction-under-a-personal-umbrellaSales, Service and Satisfaction Under a Personal UmbrellaKnowing how a personal umbrella policy fits into your client's lifestyle is key to understanding why you should offer one. Here are four ways agents can help ensure clients are covered with a personal umbrella policy.12/28/2020 11:10:00 AMUmbrellasUmbrellasMarketsOlivia Overman
From the Front Lines: Personal Umbrellahttps://www.iamagazine.com/markets/from-the-front-lines-personal-umbrella1From the Front Lines: Personal Umbrella"I envision consumers will continue to realize the importance of an umbrella policy," says independent agent Taylor Justice. "I have personally seen a large increase in young individuals wanting to protect themselves with a personal umbrella policy after seeing the risks associated with not carrying one."12/28/2020 11:05:00 AMUmbrellasUmbrellasMarketsOlivia Overman
How Societal Changes Are Stirring Up the Personal Umbrella Market https://www.iamagazine.com/markets/how-societal-changes-are-stirring-up-the-personal-umbrella-marketHow Societal Changes Are Stirring Up the Personal Umbrella Market Umbrella coverage offers additional protection for those who want increased limits or to fill insurance gaps. The pandemic has accentuated certain trends leading to increased claims and a hardening of rates.12/21/2020 11:10:00 AMUmbrellasUmbrellasMarketsOlivia Overman