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Independent Agent Magazine

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Accident in a Company Car: When Would a PAP or PUP Need to Respond?https://www.iamagazine.com/strategies/accident-in-a-company-car-when-would-a-pap-or-pup-need-to-respondAccident in a Company Car: When Would a PAP or PUP Need to Respond?Would personal auto and personal umbrella policies ever respond if a named driver was named in a suit while driving a company-owned auto?5/12/2023 4:00:00 AMAutoAuto UmbrellasStrategiesBig “I” Virtual University Faculty
Umbrella and Excess Market Update: Reinsurance, Large Settlements Driving Up Cost https://www.iamagazine.com/markets/umbrella-and-excess-market-update-reinsurance-large-settlements-driving-up-costUmbrella and Excess Market Update: Reinsurance, Large Settlements Driving Up Cost Carriers are targeting rate increases of 8% or so on their books, with most of the increase needing to come in the lead layer.3/6/2023 11:20:00 AMUmbrellasUmbrellasMarketsAdam J. Mazan and Russ Stein
Should the Personal Umbrella Effective Date Match the Underlying Policy? https://www.iamagazine.com/strategies/should-the-personal-umbrella-effective-date-match-the-underlying-policyShould the Personal Umbrella Effective Date Match the Underlying Policy? Is it best practice to ensure that the personal umbrella policy effective date aligns with the date on the homeowners policy, personal auto policy or any other underlying coverage?11/18/2022 5:00:00 AMUmbrellasUmbrellas Personal LinesStrategiesBig “I” Virtual University Faculty
Vicarious Liability: Personal Exposure from Hiring a Personal Shopper https://www.iamagazine.com/strategies/vicarious-liability-personal-exposure-from-hiring-a-personal-shopperVicarious Liability: Personal Exposure from Hiring a Personal Shopper An insured pays an individual who uses their own car to shop and run errands. How can the insured acquire coverage for their vicarious liability from hiring the shopper? 3/18/2022 4:00:00 AMAutoAuto UmbrellasStrategiesBig “I” Virtual University Faculty
Will a PUP Cover a Business Owner’s Liability When BAP Limits Are Exhausted? https://www.iamagazine.com/strategies/will-a-pup-cover-a-business-owner-s-liability-when-bap-limits-are-exhaustedWill a PUP Cover a Business Owner’s Liability When BAP Limits Are Exhausted? In an incident when operating a business-owned and insured vehicle, there was personal liability once the business auto policy paid the full limit. 2/25/2022 5:00:00 AMUmbrellasUmbrellas AutoStrategiesBig “I” Virtual University Faculty
Spring Clean: How Long Should You Retain Documents in Your AMS?https://www.iamagazine.com/strategies/spring-clean-how-long-should-you-retain-documents-in-your-amsSpring Clean: How Long Should You Retain Documents in Your AMS?Differences between federal and state record retention rules as well as those included in carrier contracts may lead to uncertainty. 5/28/2021 1:00:00 PMUmbrellasCommercial Lines UmbrellasStrategiesBig “I” Virtual University Faculty