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Independent Agent Magazine

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Why You Should Offer Excess UM/UIM Coverage to Personal Auto Clientshttps://www.iamagazine.com/markets/why-you-should-offer-excess-um-uim-coverage-to-personal-auto-clientsWhy You Should Offer Excess UM/UIM Coverage to Personal Auto ClientsAs automotive claim severity increases for bodily injury, property damage and collision, clients should consider protecting themselves with uninsured or underinsured motorist umbrella coverage.4/1/2024 10:30:00 AMUmbrellasUmbrellas AutoMarketsOlivia Overman
Personal Umbrella: A Look at the Volatile and Growing Market https://www.iamagazine.com/markets/personal-umbrella-a-look-at-the-volatile-and-growing-marketPersonal Umbrella: A Look at the Volatile and Growing Market The harsh reality of unprecedented losses and unprofitability in homeowners and auto insurance means the extra protection provided by personal umbrella coverage is growing more and more necessary. 3/25/2024 10:20:00 AMUmbrellasUmbrellasMarketsOlivia Overman
Mercury Unveils All-New Personal Umbrella Policyhttps://www.iamagazine.com/markets/mercury-unveils-all-new-personal-umbrella-policyMercury Unveils All-New Personal Umbrella PolicyThe recent trend of rising liability injury claims for home and auto owners that exceed traditional policy limits has moved Mercury to unveil an all-new personal umbrella insurance policy.12/18/2023 5:15:00 AMUmbrellasUmbrellasMarketsWill Jones
Accident in a Company Car: When Would a PAP or PUP Need to Respond?https://www.iamagazine.com/strategies/accident-in-a-company-car-when-would-a-pap-or-pup-need-to-respondAccident in a Company Car: When Would a PAP or PUP Need to Respond?Would personal auto and personal umbrella policies ever respond if a named driver was named in a suit while driving a company-owned auto?5/12/2023 4:00:00 AMAutoAuto UmbrellasStrategiesBig “I” Virtual University Faculty
Umbrella and Excess Market Update: Reinsurance, Large Settlements Driving Up Cost https://www.iamagazine.com/markets/umbrella-and-excess-market-update-reinsurance-large-settlements-driving-up-costUmbrella and Excess Market Update: Reinsurance, Large Settlements Driving Up Cost Carriers are targeting rate increases of 8% or so on their books, with most of the increase needing to come in the lead layer.3/6/2023 11:20:00 AMUmbrellasUmbrellasMarketsAdam J. Mazan and Russ Stein
Should the Personal Umbrella Effective Date Match the Underlying Policy? https://www.iamagazine.com/strategies/should-the-personal-umbrella-effective-date-match-the-underlying-policyShould the Personal Umbrella Effective Date Match the Underlying Policy? Is it best practice to ensure that the personal umbrella policy effective date aligns with the date on the homeowners policy, personal auto policy or any other underlying coverage?11/18/2022 5:00:00 AMUmbrellasUmbrellas Personal LinesStrategiesBig “I” Virtual University Faculty