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Independent Agent Magazine

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PAP Business Use Exclusion: Employees Using Manager’s Car for Business Use https://www.iamagazine.com/strategies/pap-business-use-exclusion-employees-using-manager-s-car-for-business-usePAP Business Use Exclusion: Employees Using Manager’s Car for Business Use An insured allows his employees to drive two of his personal vehicles for activities related to his auto repair buiness. Does PAP liability extend to the employees?2/16/2024 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty
E&O Risk Management Strategies to Strengthen Client Bonds in 2024https://www.iamagazine.com/markets/e-o-risk-management-strategies-to-strengthen-client-bonds-in-2024E&O Risk Management Strategies to Strengthen Client Bonds in 2024At a time when agencies are feeling the squeeze from increasing operational costs and companies cutting commissions, solidifying relationships will help retain clients and protect income.2/12/2024 11:05:00 AMPersonal LinesPersonal Lines Commercial Lines Professional LiabilityMarketsNancy Germond
Comprehensive vs. Collision: Shopping Cart Blown by Wind Into Car https://www.iamagazine.com/strategies/comprehensive-vs-collision-shopping-cart-blown-by-wind-into-carComprehensive vs. Collision: Shopping Cart Blown by Wind Into Car After a shopping cart was blown 30 yards across a parking lot into a client's car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a windstorm. 1/26/2024 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty
Moving Company Damages Property: Is it Covered by HO3? https://www.iamagazine.com/strategies/moving-company-damages-property-is-it-covered-by-ho3Moving Company Damages Property: Is it Covered by HO3? An insured is building a new home and plans to hire a moving company. If the moving company damages any of their personal property, is that covered under the Homeowners Policy Special Form 3?1/10/2024 6:33:00 PMHomeownersPersonal Lines HomeownersStrategiesBig “I” Virtual University Faculty
Young Agents Take On the Hard Market: Talking Renewal Tacticshttps://www.iamagazine.com/podcasts/young-agents-take-on-the-hard-market-talking-renewal-tacticsYoung Agents Take On the Hard Market: Talking Renewal Tactics​The Big “I" Young Agents and Trusted Choice® are teaming up to bring you the first episode in a special hard market bonus podcast series on Agency Nation Radio.1/3/2024 5:00:00 AMSales & MarketingPersonal Lines Agency Operations & Best PracticesPodcastsAgency Nation
Is 3rd Party Damage Due to Mechanical Failure Excluded from a PAP?https://www.iamagazine.com/strategies/is-3rd-party-damage-due-to-mechanical-failure-excluded-from-a-papIs 3rd Party Damage Due to Mechanical Failure Excluded from a PAP?A client had car trouble and pulled into a private drive to investigate. The car leaked transmission fluid onto the driveway but the carrier denied coverage for the damage.12/22/2023 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty