Home and Auto Insurance Shopping Increases | | https://www.iamagazine.com/news/home-and-auto-insurance-shopping-increases | Home and Auto Insurance Shopping Increases | As auto insurance shopping rates rose during the fourth quarter of 2023, carrier retention rates dropped. | 2/29/2024 11:00:00 AM | In the News | Auto
Homeowners | News | Olivia Overman | | |
PAP Business Use Exclusion: Employees Using Manager’s Car for Business Use | | https://www.iamagazine.com/strategies/pap-business-use-exclusion-employees-using-manager-s-car-for-business-use | PAP Business Use Exclusion: Employees Using Manager’s Car for Business Use | An insured allows his employees to drive two of his personal vehicles for activities related to his auto repair buiness. Does PAP liability extend to the employees? | 2/16/2024 5:00:00 AM | Auto | Auto
Personal Lines | Strategies | Big “I” Virtual University Faculty | | |
Comprehensive vs. Collision: Shopping Cart Blown by Wind into Car | | https://www.iamagazine.com/strategies/comprehensive-vs-collision-shopping-cart-blown-by-wind-into-car | Comprehensive vs. Collision: Shopping Cart Blown by Wind into Car | After a shopping cart was blown 30 yards across a parking lot into a client's car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a windstorm. | 1/26/2024 5:00:00 AM | Auto | Auto
Personal Lines | Strategies | Big “I” Virtual University Faculty | | |
Auto Insurance Rates Rose 20% Last Year | | https://www.iamagazine.com/news/auto-insurance-rates-rose-20-last-year | Auto Insurance Rates Rose 20% Last Year | It's the biggest jump since 1976 and the 16th consecutive month of annual gains exceeding 10%, according to the Bureau of Labor Statistics. | 1/18/2024 11:00:00 AM | In the News | Auto
In the News | News | AnneMarie McPherson Spears | | |
Does CGL Cover Landlord Liability for Parking Lot Car Accident? | | https://www.iamagazine.com/strategies/does-cgl-cover-landlord-liability-for-parking-lot-car-accident | Does CGL Cover Landlord Liability for Parking Lot Car Accident? | If a customer of one of the tenants was injured in an auto accident in the parking lot, does the standard commercial general liability policy without the non-owned auto endorsement provide coverage for the landlord? | 1/12/2024 5:00:00 AM | General Liability | General Liability
Auto | Strategies | Big “I” Virtual University Faculty | | |
Is 3rd Party Damage Due to Mechanical Failure Excluded from a PAP? | | https://www.iamagazine.com/strategies/is-3rd-party-damage-due-to-mechanical-failure-excluded-from-a-pap | Is 3rd Party Damage Due to Mechanical Failure Excluded from a PAP? | A client had car trouble and pulled into a private drive to investigate. The car leaked transmission fluid onto the driveway but the carrier denied coverage for the damage. | 12/22/2023 5:00:00 AM | Auto | Auto
Personal Lines | Strategies | Big “I” Virtual University Faculty | | |