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Independent Agent Magazine

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Home and Auto Insurance Shopping Increaseshttps://www.iamagazine.com/news/home-and-auto-insurance-shopping-increasesHome and Auto Insurance Shopping IncreasesAs auto insurance shopping rates rose during the fourth quarter of 2023, carrier retention rates dropped.2/29/2024 11:00:00 AMIn the NewsAuto HomeownersNewsOlivia Overman
PAP Business Use Exclusion: Employees Using Manager’s Car for Business Use https://www.iamagazine.com/strategies/pap-business-use-exclusion-employees-using-manager-s-car-for-business-usePAP Business Use Exclusion: Employees Using Manager’s Car for Business Use An insured allows his employees to drive two of his personal vehicles for activities related to his auto repair buiness. Does PAP liability extend to the employees?2/16/2024 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty
Comprehensive vs. Collision: Shopping Cart Blown by Wind into Car https://www.iamagazine.com/strategies/comprehensive-vs-collision-shopping-cart-blown-by-wind-into-carComprehensive vs. Collision: Shopping Cart Blown by Wind into Car After a shopping cart was blown 30 yards across a parking lot into a client's car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a windstorm. 1/26/2024 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty
Auto Insurance Rates Rose 20% Last Year https://www.iamagazine.com/news/auto-insurance-rates-rose-20-last-yearAuto Insurance Rates Rose 20% Last Year It's the biggest jump since 1976 and the 16th consecutive month of annual gains exceeding 10%, according to the Bureau of Labor Statistics. 1/18/2024 11:00:00 AMIn the NewsAuto In the NewsNewsAnneMarie McPherson Spears
Does CGL Cover Landlord Liability for Parking Lot Car Accident?https://www.iamagazine.com/strategies/does-cgl-cover-landlord-liability-for-parking-lot-car-accidentDoes CGL Cover Landlord Liability for Parking Lot Car Accident?If a customer of one of the tenants was injured in an auto accident in the parking lot, does the standard commercial general liability policy without the non-owned auto endorsement provide coverage for the landlord?1/12/2024 5:00:00 AMGeneral LiabilityGeneral Liability AutoStrategiesBig “I” Virtual University Faculty
Is 3rd Party Damage Due to Mechanical Failure Excluded from a PAP?https://www.iamagazine.com/strategies/is-3rd-party-damage-due-to-mechanical-failure-excluded-from-a-papIs 3rd Party Damage Due to Mechanical Failure Excluded from a PAP?A client had car trouble and pulled into a private drive to investigate. The car leaked transmission fluid onto the driveway but the carrier denied coverage for the damage.12/22/2023 5:00:00 AMAutoAuto Personal LinesStrategiesBig “I” Virtual University Faculty