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Independent Agent Magazine

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From the Front Lines: Excess & Surplushttps://www.iamagazine.com/markets/from-the-front-lines-excess-surplus_NurnieFrom the Front Lines: Excess & Surplus"People are always looking for better opportunities and the constant changes in underwriting guidelines," says independent agent Rajan Nurnie. "An improvement I have seen is that it used to take up to two weeks to get a quote back, and now it takes just a day or two."9/25/2023 10:10:00 AMCommercial LinesCommercial LinesMarketsOlivia Overman
8 Tips to Help Life Science Businesses Prevent Product Shortageshttps://www.iamagazine.com/markets/8-tips-to-help-life-science-businesses-prevent-product-shortages8 Tips to Help Life Science Businesses Prevent Product ShortagesAs life science businesses prepare for another flu season, and as COVID-19 cases increase, now is the time to encourage clients to take measures against product shortages. 9/18/2023 10:05:00 AMProduct LiabilityCommercial Lines Product LiabilityMarketsBrad John and Marcos Perez
Business Interruption: Special Form vs. Specified Causes of Loss https://www.iamagazine.com/strategies/business-interruption-special-form-vs-specified-causes-of-lossBusiness Interruption: Special Form vs. Specified Causes of Loss A client suffered a business income loss due to loss of internet and phone services. The service provider didn't respond to inquiries for the reason of the loss of services, so the carrier denied the claim because it was unable to confirm the cause of loss.9/15/2023 4:00:00 AMCommercial LinesCommercial LinesStrategiesBig “I” Virtual University Faculty
Going Out of Business: Returning the Premium on a Cancelled Commercial Policyhttps://www.iamagazine.com/strategies/going-out-of-business-returning-the-premium-on-a-cancelled-commercial-policyGoing Out of Business: Returning the Premium on a Cancelled Commercial PolicyThe agency sent the return premium check to the first named insured but was informed the entity has dissolved and was requested to send the check to an individual. 9/1/2023 4:00:00 AMCommercial LinesCommercial LinesStrategiesBig “I” Virtual University Faculty
How Reinsurance Rates Are Contributing to the Hard Markethttps://www.iamagazine.com/markets/how-reinsurance-rates-are-contributing-to-the-hard-marketHow Reinsurance Rates Are Contributing to the Hard MarketAfter more than a decade of soft reinsurance rates, conditions changed considerably, with reinsurance rates increasing for catastrophe-prone property and specialty lines of business. 8/28/2023 10:20:00 AMCommercial LinesCommercial Lines Personal LinesMarketsOlivia Overman
Lease Purchase Agreement: How to Protect Tenant’s Insurable Interest in Building https://www.iamagazine.com/strategies/lease-purchase-agreement-how-to-protect-tenant-s-insurable-interest-in-buildingLease Purchase Agreement: How to Protect Tenant’s Insurable Interest in Building A commercial insured that rents a building has a sales installment to buy the building from the landlord. The landlord maintains the title of the building and carries building insurance, with no coverage for the tenant. 8/25/2023 4:00:00 AMCommercial LinesCommercial LinesStrategiesBig “I” Virtual University Faculty