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Independent Agent Magazine

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What Does a Fellow Employee CGL Endorsement Cover?https://www.iamagazine.com/strategies/what-does-a-fellow-employee-cgl-endorsement-coverWhat Does a Fellow Employee CGL Endorsement Cover?Here’s how to explain to a client when a fellow employee endorsement would be triggered.2/17/2023 5:00:00 AMGeneral LiabilityGeneral LiabilityStrategiesBig “I” Virtual University Faculty
Is Nonprofit’s Copyright Infringement Excluded from CGL Advertising Definition? https://www.iamagazine.com/strategies/is-nonprofit-s-copyright-infringement-excluded-from-cgl-advertising-definitionIs Nonprofit’s Copyright Infringement Excluded from CGL Advertising Definition? A nonprofit organization used a copyrighted picture without permission, and the owner demands payment. The carrier says the use doesn't fall under advertising because the nonprofit isn't selling anything. 1/20/2023 5:00:00 AMGeneral LiabilityGeneral Liability Publishers LiabilityStrategiesBig “I” Virtual University Faculty
Motor Truck Cargo: Is There Coverage Loading or Unloading Property?https://www.iamagazine.com/strategies/motor-truck-cargo-is-there-coverage-loading-or-unloading-propertyMotor Truck Cargo: Is There Coverage Loading or Unloading Property?Employees dropped and damaged a couch when moving it between buildings. The carrier says that the couch is not covered under the motor truck cargo policy once it has left the truck. 9/30/2022 4:00:00 AMCommercial LinesGeneral Liability Commercial Lines AutoStrategiesBig “I” Virtual University Faculty
Graduation Season: Educating Homeowners on Hosting Backyard Partieshttps://www.iamagazine.com/strategies/graduation-season-educating-homeowners-on-hosting-backyard-partiesGraduation Season: Educating Homeowners on Hosting Backyard PartiesHere are three areas where agents can educate homeowners clients to prepare them to host a graduation party.5/25/2022 4:00:00 AMHomeownersHomeowners General LiabilityStrategiesBill Martin
Damage to Premises Rented to You: How the CGL Limit Responds to a Fire https://www.iamagazine.com/strategies/damage-to-premises-rented-to-you-how-the-cgl-limit-responds-to-a-fireDamage to Premises Rented to You: How the CGL Limit Responds to a Fire If an insured has a fire within a rented space that consumes it and moves outward into the neighboring retail space, what limits would respond? 5/20/2022 4:00:00 AMGeneral LiabilityGeneral LiabilityStrategiesBig “I” Virtual University Faculty
Bathroom Remodel: Understanding the Damage to Your Work Exclusionhttps://www.iamagazine.com/strategies/bathroom-remodel-understanding-the-damage-to-your-work-exclusionBathroom Remodel: Understanding the Damage to Your Work ExclusionA contractor caused a slow leak while remodeling a bathroom and had to remove a large part of their work. What parts of the repair are excluded under the Damage to Your Work exclusion? 3/11/2022 5:00:00 AMGeneral LiabilityGeneral Liability Commercial LinesStrategiesBig “I” Virtual University Faculty