Magazine

Insuring Volunteers Through Personal Lines

People are often asked to serve in a volunteer capacity as board members on non-profits, school PTA organizations and booster clubs, church boards and civic organizations, or they may serve as scouting leaders, athletic coaches, volunteer firefighter or i

The Case of the Famous Foster Parent

Living in Washington, D.C. has its advantages: a large number of free museums, direction-seeking tourists who are fun to mislead and the sense of community that comes from being stuck on the beltway (also known as I-495) during rush-hour traffic. The o

The Future of Real Time

Real Time—referred to in the past as “SEMCI” (Single Entry Multiple Company Interface)—has been a goal within the industry for almost 30 years now…

PAP Delivery: What is Excluded?

The current ISO PAP excludes the use of an auto as a public or livery conveyance. Older ISO versions excluded transporting property for a fee. However, some company forms exclude “delivery.” Depending on the precise wording of the exclusion and the inter

Who Delivers on Your Brand Promise?

Large budgets are set aside in many organizations for the purpose of designing creative advertising campaigns and exquisite packaging that make enthusiastic and seductive promises of the benefits and value of purchasing the company’s products and/or servi

The NARAB Reform Act

Last month, Reps. David Scott (D-GA) and Geoff Davis (R-KY) introduced H.R.5611, the National Association of Registered Agents and Brokers (NARAB)Reform Act, commonly known as NARAB II. The introduction of this bipartisan legislation by Reps. Scott and Da

The Case of the Expensive Expense

Death be not proud, nor pretty. My parrot, Mr. Peepers, passed gas then passed away, somersaulting off the swinging perch and sticking his final landing atop the comics lining the bottom of his cage—on Garfield no less. I stared in disbelief at the cag

Time for a Midterm

I recall with trepidation the first midterm I ever received. It was Chemistry 102—winter quarter of my sophomore year. The first frightening experience was when our house scholarship chair handed the papers out during a house meeting. Receiving such a pro

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