williamjones

In 2009, Angela Trimble and her best friend purchased a branch of the local independent insurance agency they were working for.

By: Volume: 119, Issue: 10

Employees dropped and damaged a couch when moving it between buildings. The carrier says that the couch is not covered under the motor truck cargo policy once it has left the truck.

Rates had begun to plateau after four years of consistent rises, but recurring losses due to hail and wind damage to stationary aircrafts in 2020 continue to stifle rate relief.

A golfer’s ball broke a window in a house on a golf course. The golfer, who submitted a claim under his personal policy, was denied coverage due to “the hazards of living on a golf course.” Is the golfer legally liable?

Many businesses are cautious heading into the economic headwinds of a recession and may drop coverage to save money, making selling EPLI even more challenging.

An insured with a business auto policy rents a warehouse he’s not contractually obligated to insure. While backing out, he hit the building, and the carrier is denying coverage.

​On this episode of Agency Nation Radio, hear from five young independent agents on how they found careers in insurance and why they fell in love with it.

“Not all EPLI policies are created equal,” says independent agent Christopher Paradiso. “It is so very important that we can educate our clients to make sure we are helping them make the best decision with the right carrier.”

Employers continue to deal with EPLI concerns relating to the impact of COVID-19, as well as increased legislative activity at both the state and federal level.