williamjones

As the restaurant market evolves, restaurant owners need clarity on what coverage they have and where they could be vulnerable.

Restaurateurs face difficulties hiring and retaining staff, an ever-evolving landscape of changing technologies, economic and social inflation, and the recent Department of Labor (DOL) overtime rules changes.

Rainbow’s new business owners policy rewards insureds for safe behavior and provides an industry-first pay-as-you-go payment plan option that automatically adjusts to the business’ ups and downs.

Increased reliance on mobile ordering and payments, QR code menus and Wi-Fi access for customers have opened the doors for many restaurants to become targets of cyberattacks.

Does a host liquor liability coverage amendment in a business owners policy respond when the insured pays for a hosted bar at regular events?

“The rate increases year over year are taking a toll on our clients, and businesses can’t survive,” says independent agent John Heist. “While agency owners love the hard market, it’s the account managers and producers that must deliver the increases, whic

“The coronavirus pandemic has decimated the industry,” says independent agent Craig Balco. “Many restaurants, especially the new ones, are on such tight budgets that they really need to stay on track with their finances just to stay open.”

Restaurant Guard’s Employment Practices Liability Protection mitigates the unique set of risks that can threaten the health and sustainability of a restaurant.

The spate of major wildfires over the last several years has hit one insurance market particularly hard: wineries.

In the liquor liability market, independent agent William Schaner’s biggest challenge is providing clients “with a level of coverage that will protect them without making them insurance poor,” he says.