Long-Term Care Insurance: The Crisis and Crossroads Facing the Market
As long-term care insurance premiums have skyrocketed while availability has dwindled, agents can guide clients through alternative solutions.

As long-term care insurance premiums have skyrocketed while availability has dwindled, agents can guide clients through alternative solutions.
September is Life Insurance Awareness Month and provides an opportunity to dispel misconceptions and educate the many Americans who live with a life insurance coverage gap.
The sandwich generation face the pressure of balancing care for aging parents and kids while grappling with the complexities of life insurance and long-term care.
“More education is needed to get younger people to incorporate life insurance into their retirement planning and overall investment strategy,” says independent agent Colleen Corrigan. “If they purchase life insurance under the age of 40, it’s fairly inexp
For independent insurance agents, capturing the underserved life insurance market of young consumers and keeping apprised of their needs can open up opportunities.
Accumulation Advantage+ offers a premium bonus on the money placed in the annuity for the first 18 months, vested at a rate of 10% each contract year.
Three years of historically high inflation has led to the target retirement savings amount rising more than 53% since 2020.
Many young people have seen the impact that care for a family member has on the rest of the family. When a grandparent or other relative needs care, they are getting a first-hand look at what that means for their parents.
Here’s why incentives are essential to shaping successful benefits programs, as well as actionable insights for independent insurance agencies and their clients.
Agents must be willing to put in the work to overcome a maze of U.S. and foreign regulations, as well as logistical hurdles, to get foreign national clients’ policies funded.