Carriers are targeting rate increases of 8% or so on their books, with most of the increase needing to come in the lead layer.

Differences between federal and state record retention rules as well as those included in carrier contracts may lead to uncertainty.

Knowing how a personal umbrella policy fits into your client’s lifestyle is key to understanding why you should offer one. Here are four ways agents can help ensure clients are covered with a personal umbrella policy.

Umbrella coverage offers additional protection for those who want increased limits or to fill insurance gaps. The pandemic has accentuated certain trends leading to increased claims and a hardening of rates.

Nobody is requiring your clients to purchase a personal umbrella policy, which makes it unlikely that they’ll ask you about the coverage. Here are four ways to start the conversation—and keep returning to it.

Among the most common personal umbrella myths is the idea that this type of policy is only for the wealthy.

As personal umbrella carriers grapple with rising severity, here are three consequences you can expect for your agency’s personal umbrella book.

With its new and improved commercial umbrella form, Liberty Mutual offers clarity to the complex world of umbrella and excess insurance.

It may not be the easiest insurance product to convince someone to purchase, but a personal umbrella can bridge a lot of gaps in the average client’s insurance plan. Here are three signs your client may need a personal umbrella—and how to make the case.

Most business owners know enough to request a business owners policy, which covers property and general liability. But commercial umbrella coverage provides more comprehensive protection against unexpected events that may cause financial ruin.