Magazine

Like Cyber, Almost Every Business Needs Environmental Insurance

What would a $500,000 uninsured loss do to one of your small commercial clients? How about a $5-million one? In environmental insurance, those staggering loss costs are often par for the course—and they can hit a business as innocuous as a Hallmark card s

The Broad Implications of Florida’s Workers Comp Issues

The NCCI recommended a 14.5% rate increase for workers comp in Florida beginning Dec. 1, 2016. The increase is currently under dispute in state courts, but in the meantime, the situation could serve as a warning to other states about adjusting their appro

Industry Checkup: Room for Improvement

The 2016 Future One Agency Universe Study sees a healthy industry in a post-recession upswing—but there’s always room for improvement.

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