Magazine

Over the past several years, the legal and regulatory environment has shifted significantly, leaving directors & officers of all kinds exposed to costly and potentially devastating lawsuits.

An insured has a $5-million limit on their umbrella policy but wants to show only a $2-million limit on the certificate of insurance. Is it permissible for an agent to list lower limits on the COI than what the policy actually provides?

A few years ago, it was nothing special for a single-pilot commercial aircraft to find an insurer willing to offer $50-100 million in liability limits. Today, it’s hard for the same pilot to find $25-million limits.

The average wedding costs upwards of $20,000. Here are five ways to make sure your soon-to-be-married clients receive comprehensive coverage for their big day.

Typical homeowners insurance policies often include jewelry limits up to about $1,500, but wedding bands are usually worth much more than that. To bridge the gap, Travelers has expanded its Wedding Protector Plan® to include coverage for fine jewelry.

After a particularly devastating set of blows for an insurance market that hasn’t turned a profit in over a decade, your average aviation insured should brace for a 10-30% rate increase this year.

By: Volume 116, No. 6

Accenture estimates the life insurance gap at approximately $12 trillion for U.S. middle-market customers, with $12 billion in revenue to be gained by simply serving them. Yet independent agents often overlook the middle market because high acquisition co

Between a condominium association and the condo unit owners, who is responsible for which property? In other words, who owns what?

Roman philosopher Seneca once said, “Luck is what happens when preparation meets opportunity.” This notion can do wonders for your agency.