Magazine

An insured’s nanny uses her personal car to transport his children. Will the insured’s personal auto policy provide the nanny with any coverage while she is working?

To attract Generation Z to the insurance industry, employers must reimagine their traditional business practices, provide greater flexibility in the workplace and align themselves with Gen Z values.

After a tough couple of years, personal auto insurance rates finally started leveling out in 2019. But given the rise of distracted driving, could that stability be short-lived?

Farmers today are using technology to manage almost every aspect of their farms—from capturing farm production data to controlling precision agriculture processes. However, as farming technology becomes more sophisticated, so does the risk of a cyberattac

Between 2012 and 2016, personal auto claim frequency and severity increased, which pushed rates up. But over the last six to 12 months, the personal auto market demonstrated solid rate moderation.

By: Volume 116, No. 9

Since joining the independent agency channel at age 16, new Big ‘I’ Chairman Jon Jensen has seen it all. Now, he’s focused on perpetuating the industry.

Whether it’s organized as a sole proprietorship, a partnership, an LLC, an S-corp or a C-corp, or it uses multiple structures, understanding your agency’s legal structure could have important implications for the future of your business.

While large businesses may have the human and financial resources as well as risk transfer mechanisms to overcome a cybercrime event, small businesses are often targets precisely because they do not have these resources or security measures in place.

With just 2-3% of new customers entering the personal lines auto insurance market each year, direct companies and independent agents are best positioned to capture this portion of the market.