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Agency Profile: Cheney Insurance

Cheney Insurance has been providing clients with auto, home, boat and business insurance for nearly 75 years. Serving as a trusted adviser to protect their risks, the freedom independence offers means that no two days are the same at the agency.

Declaration of Independents: Mel Evans

When it came to starting his own agency, Mel Evans knew where he wanted the focus to be. “It really comes down to the people,” he says. “It’s all about the people.”

Home-Based Business: Coverage for a Separate Structure Used for Work

An insured works in a former guesthouse—that has a garage for personal storage—adjacent to their home. Is the structure covered under their homeowners policy? If the agency doesn’t disclose business use, would the carrier potentially decline the claim?

1 in 3 US Homes Exposed to High Natural Hazard Risk

Data shows 35 million U.S. homes are exposed to high natural hazard risk levels, according to CoreLogic’s 2020 Catastrophe Report. And while the report looks at severity and frequency of damage caused by seven natural perils, it points to rising flood wat

4 Invaluable Product Liability Coverages

Clients may look to reduce coverage with product liability market pricing expected to continue hardening in 2021. Here are four coverages agents should consider offering to ensure their clients are adequately insured.

HR Updates for 2021: Legal Changes, Wage Rates and More

The beginning of the new year has brought many new regulations for employers to follow. Affinity HR Group, a Big “I” Hires partner, is tracking legislative updates in each state. Here are some changes.

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