The last major revision of the ISO Homeowners program was in October 2000. ISO has now filed a new homeowners program with an effective date in most states of May 1, 2011. The new filing includes changes which both broaden and reduce coverage. Some of the
September Insurance ViewsValue Diversity to Thrive in a Global MarketIt’s almost a cliché to say ours is a “people business.” However, there is no better way to describe a business in which success depends so heavily on the promises we make to people, and
Following passage of the health care overhaul law, the Big “I” continues to advocate on agents’ behalf as many problematic provisions from the 2,000-plus page bill are implemented. A few controversial issues that are going to have an immediate impact on i
As my year as chairman of the Big “I” comes to an end in September, I would like to take a moment to reflect on what our association has accomplished over the past 12 months
Have you ever wondered why people seem to love lists? There are many reasons for this phenomenon. The first is a purely physiological one: The left side of the human brain processes information in a linear, sequential way…
Slowly I stepped into the water, fighting off the nausea. Miniscule waves beat against me unmercifully. My vision lost its balance, making everything swirl with Hitchcockian gusto. The taunting laughter of children grew louder and louder. Unable to contin
Green: It’s the color of the era. And for the insurance industry, protecting the investments commercial and personal clients are making in green initiatives is proving lucrative, even in a soft market-with more upside in sight.
Young producer turnover and underperformance continues to plague many, if not most, independent agencies. The direct, indirect and lost-opportunity costs of losing young producers—or hanging on to underperforming ones—are enormous. In today’s challenging
Did you know that your brand speaks volumes before you do? Have you stopped to think about what your brand is telling prospects and clients before you even say a word? Does your brand convey the attributes that you sell—trust, caring and responsibility? I
What are the insurance coverage implications when a pollution event like the Gulf oil spill occurs? The Big “I” Virtual University had one of the first detailed coverage analyses on the street after this event. The article examines damage to property aris