Magazine

By: Volume 107, No. 10

Today, the average 26-year-old might be working in a dead-end first job, attending gradu­ate school, or in this economy, even sleeping on Mom and Dad’s couch.

One of the toughest property limits to determine is how much Coverage A is needed on a condo. Depending on the state, it could be governed by statute, association bylaws or other criteria. For years, the industry guidance has ranged from nothing, to 70% o

Maintain a Thoughtful Brand in 10 Minutes a Day It can take years to build a brand—and only minutes to destroy it. Need some examples? Think British Petroleum, Tiger Woods, Toyota and Goldman Sachs…

Consumers’ wallets and businesses’ checkbooks continue to be tight. In fact, the price index for personal-consumption expenditures, excluding food and energy, had bottomed out in late 2009, but it is now showing signs of being unstable again.

As 2010 comes to a close, taxes are a looming concern for many small businesses, including indepen­dent agencies, as huge changes come into effect at midnight on Dec. 31, 2010…

As I was thinking about what I would write for my first column as chairman of the Big “I”, I asked myself: Why did I get into this busi­ness and what does it mean to be an independent insurance agent? I stumbled across a copy of a speech given by Dan Gibs

I leaned back in my black leather recliner, my velvet robe tightly belted, the flickering candles reflectively dancing in my crystal wine glass filled with Kentucky’s finest chardonnay…

By: Volume 107, No. 9

D&O litigation from a bankruptcy used to be considered an esoteric exposure that would never happen. Now, it is very real—and very costly.