An insurance agent thinks he has all the answers and no longer needs Ace’s help—until Ace finds a hole in coverage for the agent’s client, a letter service courier. So why didn’t Ace think a general liability policy would be enough to cover the courier if
Congress is currently debating the 2012 Farm Bill, which would spend about $970 billion on federal agriculture and food programs over the next decade and may greatly impact the Federal Crop Insurance Program (FCIP).
As 2012 moves forward, American businesses and workers will be heavily impacted by rising health care costs and continued economic concerns. The general sense of confusion and uncertainty surrounding health care reform may add more worry and financial str
Like many of my fellow boomer agents, later this summer I turn the big 6-0—or the “crossing,” as my older sisters refer to it. 60 is the birthday in which a lot of change takes place, and the upcoming decade is when most people retire and start a new chap
Insuring Nonowned RV Exposures; Golf Course Liability; Golf Course Weather Damage and Business Income Coverage
Are you a broker or agent looking to acquire another agency or part of the leadership at a carrier that is contemplating a merger or acquisition of another company? What is your brand strategy for after the deal has closed? You may not have realized that
By: Volume 109, No. 6
Everyone has an opinion, a few facts to share or some keen advice to offer. But today, such words of wisdom are posted on Facebook and LinkedIn, published in blogs and tweeted to followers. It seems everyone is becoming a de facto publisher, without under
Ace’s cousin damages his car on the highway when he hit a recliner that had fallen off another vehicle. His insurance company not only claims it as a collision loss, but also decides it is an at-fault accident. To help his cousin, Ace looks to the laws of
Many in our industry would agree that we desperately need an influx of youth and new talent in the insurance business. Statistics suggest that as much as 50% of the insurance industry may be retiring within the next 10 years. Therefore—and assuming that w