Magazine

Two independent agents debate the issue.

Because the amount of cyber coverage available is normally several million dollars, the potential errors & omissions exposure for mishandling such a policy is substantial.

As consumer cyber exposure starts to catch up with commercial exposure, more and more personal lines insurers are starting to offer family or personal cyber coverages.

In sports, a blooper is a preventable error that favors the other team. In business, similar blunders end up favoring the competition—particularly during buying conversations with potential clients.

Up to 95% of data breaches result from human error, according to a recent survey from Willis Towers Watson—and that means cyber isn’t just an IT concern. It’s an HR one, too.

After graduating college, Cameron Annas was eager to carve a place for himself at his parents’ agency. He took a sales call with Challenge Design Innovations, a zip line manufacturer struggling with workers comp—and struck gold in an underserved industry.

When Hurricane Matthew devastated his community, independent agent Ashley Brady decided his town’s leaders weren’t doing enough to help constituents. He ran for mayor against the incumbent—and won.

Your co-workers and customers aren’t going anywhere. Here’s how to best manage their demands—while protecting your time.

An agent insures both the mother and father of a teenage son. The parents are legally divorced, and both refuse to add the 16-year-old to their respective personal auto policies. What’s the agent’s obligation?

At least 35% of registered boats in the U.S. are uninsured. Here’s how to reap the benefits of a lucrative market that’s hiding in plain sight.