Magazine

A good checklist includes coverage choices as well as optional coverages a client might want to accept or reject.

In the U.S., the 10 most destructive wildfires have oc-curred since the year 2000, according to CoreLogic. Five of those have occurred since 2010, and all of them exceeded the 30-year average.

The intentions behind your open-door policy are good: You want to encourage transparency and keep the lines of communication open. But your open-door policy may be causing your team more harm than good.

There’s an old cliché, “Treat your team members like you want them to treat your very best customer.” Most of us would agree with the concept, but it rarely happens.

“Ultimately,” says Woody Brown, partner at The Rhoads Group, an independent agency in Cumming, Georgia, “it’s your story that separates you from anyone that’s doing exactly what you’re doing.”

Michaud Insurance Agency is a family business with the next generation taking the lead. But instead of a father and son, it’s a mother working side by side with her daughters—with an agency staff comprised solely of women.

At the first two independent agencies that hired him, Andrew Muller was told he’d have the opportunity to buy in. But “that went out the window both times when each agency got bought out by a national broker,” Muller says. “It was frustrating. I decided,

Arbella’s endorsement responds to the proliferation of smart technology, which has revealed a mounting demand for cyber liability protection in the personal lines and homeowners insurance markets.

Whether you’re hiring a new producer straight out of college or one with years of industry experience, here are three steps that can help you hold every new producer accountable for helping your business thrive.

In the past year, the private flood insurance market has expanded. Consider taking these steps to change your approach to selling flood insurance and take advantage of these changes.