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“It meant everything to me to know that I had mentors who believed in me and told me that I could achieve whatever I wanted to do, as long as I was taking the right steps,” says young agent Nnamdi Anene.

“The accessibility of buying insurance online is becoming so great that the convenience of doing insurance without an agent is an issue that will probably come up a lot more,” says young agent Megan Kempf. “I think it’s creating problems for people who sh

From inadequate coverage to unexpected costs and lawsuits, the risks of misclassification are real and can have a lasting impact.

“There is a growing focus on sustainability and green building practices in the construction industry, which can impact insurance requirements and the coverage needed,” says independent agent Jase Riggs.

Understanding the reasons behind the significant growth in the equine industry can present numerous opportunities for agents.

“In our agency, we have owners in different generations, and sometimes it can be challenging but oftentimes it’s such a blessing,” says young agent Kristi Sizemore. “Hearing everyone’s different views and perspectives is so important.”

“Every other week it’s someone posting on social media that insurance is a scam,” says young agent Jason Guerrera. “I think it’s incumbent upon us as agents and brokers to provide education and let people know, “Hey, this is why your auto premiums are inc

For hosts of Airbnb and Vrbo properties, there are options that an independent insurance agent can offer, as well as numerous tips agents should relay to their clients to avoid a claim.

The Neptune excess flood policy provides coverage above the maximum limit available through the National Flood Insurance Program (NFIP), allowing customers to keep their NFIP policy if they have yet to reach their market rate.

Although commercial property insurance typically covers fire damage, the unique risks posed by lithium-ion batteries can often necessitate additional policy endorsements.