What is the best way to insure two or more entities or locations under common ownership? Is it better to put them all under one, theoretically, more manageable CGL policy, or should each have its own policy? One advantage of a single policy is easier m
This month, more than 1,500 independent agents and brokers will attend the first-ever combined Big “I” National Legislative Conference & Convention, taking place in Washington, D.C. Here, as in years past, Big “I” members will have the opportunity to hear
You would think after the record number of hurricanes in the last several years (Wilma, Rita, Jeanne, Ivan)—along with the biggest natural disaster in U.S. history, Hurricane Katrina—that our industry and the federal government would hastily move to imple
Slow, slow, slow. That’s the pace that most agencies are forced to follow when quoting personal lines or small commercial lines using the carrier Web sites. The sites themselves are not slow. As a matter of fact, the speed of getting a quote from provider
By: Volume 103, No. 3
You’ve got to love March. In like a lion, out like a lamb and all that good stuff. Some days we can actually fit in a little golf in Kentucky! And March Madness is the best basketball in the world. College hoops are great even if your teams don’t make the
Underinsuring business income is troublesome given that coinsurance penalties can be catastrophic. This is particularly true when a business experiences sales and profits far beyond those anticipated or if the business is new and really doesn’t know how i
As spring returns to the nation’s capital, members of Congress reappear, and legislation springs forth like the city’s famous cherry blossoms. And since this is an election year, the expected short duration of the session acts as a powerful fertilizer for
I was an honest man. Too honest. I couldn’t lie on my taxes, to girls at bars or to anyone who asks me if “Steel Magnolias” is truly my favorite film. I even had problems lying on my faux bearskin rug. Only one thing could make me tell a lie, and that’
By: Volume 103, No. 2