Independent insurance agents are becoming one of the best-kept secrets of the industry. While America is being bombarded with cute TV commercials, witty billboards and ear-catching radio announcements from direct writers promising to save us $400 on our c
Someone steals two baseball tickets from Ace’s friend Sean, who paid $1,600 for both tickets. But under Sean’s HO3 policy, the insurance company only gave him the face value–$240–for both tickets. Is the insurance company correct?
By: Volume 110, No. 6
Big data is big news across the corporate landscape, a growing mass of facts and figures providing extraordinary insight into businesses, markets and even competitors. Collecting and analyzing this data holds the promise of quicker, more informed decision
The Big “I” held its annual Legislative Conference in Washington, D.C., in mid-April. While agent licensing reform, TRIA and taxes were front and center at the conference in our conversations with lawmakers, you might have noticed that discussions on heal
PAP Coverage for Military Personnel; Waivers of Subrogation
U.S. Senator David Vitter (R-La.), who serves on the Senate Banking Committee, was recently named the 2012 Gerald Solomon–IIABA Legislator of the Year. The Louisiana Republican was bestowed the award for his leadership on numerous matters that directly im
The Reverend Roy wants to sponsor a children’s fishing contest, but is doubtful the church’s CGL coverage would apply to any cases of bodily injury at the event, if they were to occur. His reasoning hines on the contest being considered a sport—and Ace is
By: Volume 110, No. 5
Jim Hull wants agency owners to give up their books of business. The president of J.R. Hull Co., a Valencia, Calif.-based consultancy, says principals who relinquish their client lists to non-owner producers have more time to manage their agencies—and boo