It’s not an easy time to be an independent agent. Pessimism permeates our national economic psyche—and that’s particularly so in our industry. Unemployment is rising again to unacceptable levels. The soft market continues in the commercial lines property
It’s not easy determining the strategic direction of an independent insurance agency these days. First, the soft market for property-casualty insurance has persisted longer than anyone had anticipated, although the recent spate of storms and worldwide dis
Know of a busines that wants an open cork policy? Read on for more about your BYOB rights.
Your insured’s bank has asked to be named as an additional insured on their business income coverage. Why? Could be that the insured has a loan or line of credit they want to secure. Could be that they’re so used to being named as a mortgagee on the prope
By: Volume 108, No. 7
After a few years of rejecting the idea, the timing was finally right for Amerisc to be acquired. Presented with synergies that included nationwide marketing, a range of new services and capital to mount its own acquisitions, the agency’s principals reach
I didn’t know what I hated most at this particular moment: the temperature, soaring high enough to cause a torrent of sweat to race down my back and puddle in my undershorts; the flies, orbiting my head like vultures circling a Weight-Watchers-sponsored m
Little did we know when we bought our dream house about a half mile from the Missouri River in Bismarck, N.D., that we would fight floods. Our house is located in a small subdivision on the outskirts of town. It was built in the mid-1970s before flood pla
The U.S. Department of Health and Human Services (HHS) recently announced significant changes in the administration and pricing of its Pre-existing Condition Insurance Program (PCIP). As part of these changes, in states that participate in the federally r
Did you see Brendan Higgins, a Trusted Choice® agent from Thousand Islands Agency in Clayton, N.Y., help a New York-area family find the right coverage for a better price during a financial makeover on “Good Morning America”?