Personal Lines

An agent wonders whether personal lines policies are equipped for properties owned by nonhumans, and where to go for more information regarding trusts.

The infamous McKinsey Report in summer 2013 was perhaps the first to question whether auto insurance agents will become obsolete in the coming decades. But now, tech has added new wrinkles to the debate.

Ironshore’s personal umbrella product is the latest offering in its high-value homeowners program, designed for high net-worth individuals and families who are increasingly targets for potentially ruinous lawsuits.

If insureds fail to repair their homes within 180 days of a loss, do they lose access to replacement costs? Make sure you’re educating your clients about this issue.

Instead of flying cars like George Jetson, 2016 has brought drones and a fair amount of global anxiety. What should independent agents ponder as we kick off the New Year?

Auto dealerships are a volatile niche for insurers. With some programs exiting the market, Risk Theory is stepping into the gap with a product that helps auto dealers manage significant risks to their inventories, including hail, flooding, collision, thef

Progressive enhances and expands the availability of its homeowners offering with a new product made possible by the company’s ongoing acquisition of American Strategic Insurance—both part of efforts to appeal to the financially responsible preferred cust

With fall semesters in full swing this month, agents should remember to guide parent clients on the most important factor of all: the safety of their child.

To expand its presence in the high net-worth personal lines sector, Cincinnati Insurance Co. has plans to increase capacity through its Executive Classic homeowner policy and add a new product with key coverage expansions.

Safeco has redesigned its new auto program to offer four coverage levels for auto, classic car and RV policies that build on each other and offer combined features.