An agent was under the impression that a homeowners policy excludes coverage for anything in or over a body of water. But do docks, bulkheads and wharves have coverage under Coverage B Other Structures?
Where you reside. Those three words can make a big difference in a homeowners claim—and represent an issue that hasn’t gone unnoticed. Did you know that the Big “I” is working each day on behalf of you and your customers through technical affairs advocacy
After a small kitchen fire causes both fire and smoke damage to an insured’s kitchen cabinets, the carrier only wants to allow coverage for the cabinets that suffered fire damage. Can the insured avoid ending up with mismatched styles?
Many of your personal lines insureds are sending their children away to college this time of year. Do they need to purchase additional coverage while these students are away?
Two trends—demographic and lifestyle—offer important personal lines insight for independent agents. And both can lead you to new business.
The competition in personal lines just got a whole lot stiffer: Wal-Mart, the biggest and most cutthroat competitor in America, is now hawking car insurance.
Big players are constantly trumpeting lower prices for personal lines insurance. But this year, their promises won’t mean much. Here’s why.
Auto insurance is not a commodity. But with so much focus on costs, consumers think price is all that matters. Agents need to change the conversation.
Is personal auto insurance a commodity? A McKinsey consultant and the Big “I” VU director debate the issue.
Is it the end of an era for the local insurance agent? A McKinsey consultant and the Big “I” president debate the issue.