Personal Lines

On this episode of Agency Nation Radio, Will Jones, editor-in-chief of Independent Agent magazine, chats with Kristina Witzling, executive vice president from Zeldis Research, to unpack the results of the 2026 Agency Universe Study.

As homeowners insurance becomes more expensive and complex, agents can play a larger role in helping clients understand and manage risks.

Wealth inheritors need guidance to fully understand the value and responsibility that comes with wealth. Advisors can facilitate clear communication and education well before wealth transfer.

Why coverage gaps persist and how certain products can help guide more effective strategies to address them.

Making sure clients clearly understand what is and isn’t covered can help prevent potential errors & omissions claims and reduce the likelihood of client dissatisfaction if a claim occurs.

Economic pressures and volatility are challenging agents in the personal marine market amid shifting risk appetites and capacity constraints.

By spending less time on administrative work, independent agents can dedicate more energy to supporting clients and strengthening relationships.

As the healthcare market continues to expand, it is facing significant shifts driven by cost pressures, policy changes and increased regulatory scrutiny.

This moment calls for disciplined, consultative leadership. Here are four ways to do it.