Reconstruction Costs Decelerate as Personal Lines Premium Increases Slow
While every state saw residential and commercial reconstruction costs increase, premiums for personal auto and homeowners policies show signs of deceleration.
Personal Lines
How Independent Agents Can Advocate for Safer Roads
Nine in 10 drivers are seeing more aggressive, reckless and distracted driving. The good news is independent agents are uniquely positioned to influence driving behavior with both clients and lawmakers.
How Telematics Continues to Transform the Auto Market
Transparency regarding data protection practices will remain a key factor in the adoption of telematics-driven insurance policies.
How Personal Auto Companies Are Strategically Evolving in the Age of AI
By combining smarter product design, more proactive client engagement and the adoption of artificial intelligence (AI), the personal auto market is changing.
Comprehensive vs. Collision: Shopping Cart Blown by Wind into Car
After a shopping cart was blown 30 yards across a parking lot into a client’s car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a windstorm.
Retaining Personal Auto Clients by Improving Customer Service
As insurers look to prioritize retaining clients, independent agents are playing a more critical role than ever as customers shop aggressively and look for guidance on coverage, value and carrier stability.
5 Issues Independent Agents Will Address at the 2026 Big ‘I’ Legislative Conference
Get up to speed on the five key issues that will be the focus of the 2026 Big “I” Legislative Conference taking place April 22–24 in Washington, D.C.
Only 3 in 10 Americans Review Insurance Annually
New Big “I” survey reveals that only 3 in 10 Americans (31%) review or shop for insurance each year, with many waiting until premiums increase, major life changes occur, or coverage issues arise.
7 Trends Transforming Personal Lines
How are shifting trends impacting independent agents’ personal lines strategies? And what do clients want from their insurance relationships? Here are seven trends for the future of personal lines insurance.
How to Uncover Classic Car Opportunities Within Your Existing Book
For agents operating in the auto market, offering knowledge and coverage options through carriers with expert knowledge of classic cars is key to growing their book of business.
