Neptune Flood Raises Building Coverage Limits and Expands Options
Neptune increased building coverage limits to $15 million across primary and excess flood policies and added enhanced protections for residential, commercial and condo policies.
Personal Lines
Top 5 Most-Read Articles in Independent Agent in September
Agents read the 2026 Agency Universe Study’s key findings, met Greg Sandrock ahead of his installation and explored how consumers still value the human touch.
JD Power and Big ‘I’ Release the 2026 Independent Agent Satisfaction Study
Agents place high value on carriers that interact with them as a partner rather than a vendor, with 48% of agent-carrier relationships meeting the partner criteria.
Homeowners Insurance Rebounds With $16.5 Billion Underwriting Profit
The U.S. homeowners insurance segment staged a dramatic recovery, according to AM Best, posting its first underwriting profit since 2019.
The Great Wealth Transfer: 5 Risks Agents Need to Address
Too often, conversations center primarily on investment strategy and estate planning. But there’s also real risks that come with a wealth transfer.
Inside the 2026 Agency Universe Study
On this episode of Agency Nation Radio, Will Jones, editor-in-chief of Independent Agent magazine, chats with Kristina Witzling, executive vice president from Zeldis Research, to unpack the results of the 2026 Agency Universe Study.
From the Front Lines: Personal Auto
“I don’t see challenges; I see opportunities to innovate and optimize,” says independent agent Jared Carillo.
Bipartisan Bill Targets Staged Auto Accident Fraud Nationwide
A bill introduced in the U.S. House of Representatives would make staging motor vehicle accidents for insurance payments a federal crime.
Who Pays When a Body Shop Employee Damages Another Vehicle?
The garage liability carrier is declining to pay for the third-party damage, saying the garage liability policy is excess for any non-owned vehicles and that the customer’s personal auto policy should pay.
P&C Insurers Post Strong H1 2026 Underwriting Gains as Liability Risks Persist
While the first half of 2026 saw strong underwriting results, certain lines of business remained challenged and regional catastrophe exposures still poses significant long-term risk.
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