Are Quieter Hurricane Seasons an Anomaly or a Trend?
To date, no major hurricanes have made landfall in the U.S. during the 2026 Atlantic hurricane season. Does a quiet year signal that hurricane risk is easing? The evidence suggests no.
Personal Lines
Turning Early Engagement Into Long-Term Loyalty
Wealth inheritors need guidance to fully understand the value and responsibility that comes with wealth. Advisors can facilitate clear communication and education well before wealth transfer.
4 Ways to Bridge the Life Insurance Coverage Gap
Why coverage gaps persist and how certain products can help guide more effective strategies to address them.
Verisk: Labor Costs Drive 4% Total Reconstruction Cost Increase
Continued wage growth across major trades reflected ongoing skilled labor shortages, capacity limitations and a demand for specialized construction services.
How Record-Setting Sales and Innovation Are Fueling Life Insurance Growth
The life insurance industry is experiencing strong growth in premiums and policy sales. Here’s how agents can keep up.
Does Child Listed on Parent’s PAP Have Rental Car Coverage?
Does only the named insured have liability coverage extended by the standard ISO personal auto policy or would a named driver also have coverage?
Legal Reforms Begin to Ease Insurance Costs for Consumers
After years of rising insurance costs driven in part by legal system abuse, litigation financing and nuclear verdicts, tort reform is beginning to translate into lower premiums, rate reductions and direct savings for consumers.
Top 5 Most-Read Articles in Independent Agent in July
July brought the news that the property & casualty industry’s 2025 underwriting results were the strongest in a decade.
Legislation to Crack Down on Staged Accidents Introduced
The bill would help deter insurance fraud, reduce unnecessary litigation costs and ease the pressure of rising insurance premiums.
Controlling Costs While Preserving Coverage to Employer-Sponsored Health Plans
As employer-sponsored plans see an increase in new participants, cost-containment strategies have never been more vital.
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