Personal Lines

Go all in on personal lines? That’s one way independent agents are finding success. By altering strategies and trying new tactics, agents are capturing and retaining more personal lines market share.

Automotive telematics are already changing the personal auto market. So what happens when driverless cars become a way of life? Take a look behind the wheel.

A carrier always has valid reasons for denying insurance. But the scenarios for homeowners can be as diverse as the homes and properties they own.

When the hood of a car isn’t properly latched and hits the windshield, should the claim be comp or collision?

The sharing economy might be here to stay—and as it expands, it’s exposing major coverage gaps. Can insurers fill them quickly enough?

As the general economy continues to improve, insureds are making more purchases in discretionary areas, including boats. But selling marine isn’t like selling auto. Where do you begin?

An agency has a disagreement as to what constitutes an “insured location”: The insured owns a home and outbuilding on an 11-acre parcel of land, plus a 64-acre parcel of land across the street from the home, which contains two buildings.

If you had 8,000 clients who are largely affluent Californians, you might think it’s impossible to stay in personal contact with them. But B&B Premier tries very hard to do just that.

An agent’s insured is selling her home. She received a contract for closing in 45 days and wants her agent to cancel the policy back to the date of the contract. Is the agent obligated to do so?

Most agents have traditionally viewed renters insurance as an ancillary type of coverage. But thanks to millennials, that’s no longer the case.