An agency has a disagreement as to what constitutes an “insured location”: The insured owns a home and outbuilding on an 11-acre parcel of land, plus a 64-acre parcel of land across the street from the home, which contains two buildings.
If you had 8,000 clients who are largely affluent Californians, you might think it’s impossible to stay in personal contact with them. But B&B Premier tries very hard to do just that.
An agent’s insured is selling her home. She received a contract for closing in 45 days and wants her agent to cancel the policy back to the date of the contract. Is the agent obligated to do so?
Most agents have traditionally viewed renters insurance as an ancillary type of coverage. But thanks to millennials, that’s no longer the case.
An agent was under the impression that a homeowners policy excludes coverage for anything in or over a body of water. But do docks, bulkheads and wharves have coverage under Coverage B Other Structures?
Where you reside. Those three words can make a big difference in a homeowners claim—and represent an issue that hasn’t gone unnoticed. Did you know that the Big “I” is working each day on behalf of you and your customers through technical affairs advocacy
After a small kitchen fire causes both fire and smoke damage to an insured’s kitchen cabinets, the carrier only wants to allow coverage for the cabinets that suffered fire damage. Can the insured avoid ending up with mismatched styles?
Many of your personal lines insureds are sending their children away to college this time of year. Do they need to purchase additional coverage while these students are away?
Two trends—demographic and lifestyle—offer important personal lines insight for independent agents. And both can lead you to new business.
The competition in personal lines just got a whole lot stiffer: Wal-Mart, the biggest and most cutthroat competitor in America, is now hawking car insurance.
