Personal Lines

Climate experts have warned residents along the West Coast to prepare for what could be the strongest El Niño on record. Now is the time to talk to your clients about their increased flood risk.

Recent reports indicate that expenses are increasing for young people. Independent insurance agents can be the objective third party that explains the ways of the world both in person and on their websites.

An agent wonders whether personal lines policies are equipped for properties owned by nonhumans, and where to go for more information regarding trusts.

The infamous McKinsey Report in summer 2013 was perhaps the first to question whether auto insurance agents will become obsolete in the coming decades. But now, tech has added new wrinkles to the debate.

Ironshore’s personal umbrella product is the latest offering in its high-value homeowners program, designed for high net-worth individuals and families who are increasingly targets for potentially ruinous lawsuits.

If insureds fail to repair their homes within 180 days of a loss, do they lose access to replacement costs? Make sure you’re educating your clients about this issue.

Instead of flying cars like George Jetson, 2016 has brought drones and a fair amount of global anxiety. What should independent agents ponder as we kick off the New Year?

Auto dealerships are a volatile niche for insurers. With some programs exiting the market, Risk Theory is stepping into the gap with a product that helps auto dealers manage significant risks to their inventories, including hail, flooding, collision, thef