Personal Lines

An insured wants to keep their 25-year-old child on their auto policy. Does this situation create coverage gaps under the standard ISO personal auto policy?

An agent’s client insures a tractor commercially for liability and physical damage. Will their HO policy respond if a loss occurs while someone else is driving it?

Within the collector car hobby, the racecar subset contains some of the most valuable, beloved vehicles in the world. But motorsports create unique challenges for insurers—prompting many racecar enthusiasts to opt for self-insurance over more traditional

The short answer is yes. The long answer is more complicated, depending on how your client uses their vehicle.

An agent complies with an auto leasing company’s request to change an insured’s policy. Are they setting themselves up for an E&O disaster?

Amid economic uncertainty in Europe, what does a lukewarm auction season mean for classic car values over the next year—and, by extension, insurance prices for your classic car clients?

When Kevin Farris first got interested in selling classic car insurance back in the early ’90s, he didn’t have many carrier options. Today, classic car insurance makes up nearly a third of his agency’s business.

Whether your clients’ kids are headed to middle school, high school or college, take the time to discuss back-to-school risks related to internet use.

An agency growth plan built on personal lines? Spencer Houldin, new Big “I” chairman, knows firsthand what it takes.