Personal Lines

Smart home telematics promise to change the way the insurance industry provides value to consumers—and can help fight the idea that insurance is a commodity.

Big names in the insurance world are throwing their weight behind peer-to-peer insurance startups like Lemonade. Here’s why.

Insurers are hesitant to include cyber liability coverage in personal lines policies—but that doesn’t mean your personal lines clients should remain unprotected.

Most people tell recent college grads to dream big. But are you helping them understand the risks that can get in the way of those dreams?

With New Empire Group as its MGA partner, Crum & Forster now writes a national real estate excess liability program offering high limits at significantly lower premiums than standalone umbrellas.

If your clients don’t think they have assets worth suing for, they should reconsider. Here’s why they need a personal umbrella policy.

Starting with the words “Affordable Care Act,” the life-health insurance marketplace has never been the same. Make sure your agency positions itself to take advantage of three trends shaping the market.

An independent contractor uses his own pickup truck to service residences and businesses. His PAP includes coverage for business use, but does he need a commercial auto policy instead?

In a market ripe for disruption from not only direct writers slashing prices but also newcomers like Goji, Coverhound and autoinsurance.com, independent agents must change their strategy in order to maintain a competitive edge.