Commercial Auto

Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?

Here are some market trends impacting the commercial auto market, as well as technology and communication techniques agents can use to help their clients.

“The use of telematic devices in monitoring driving behaviors and enhanced data analytics capabilities are among some of the more positive changes,” says independent agent Lydia Ramos. “They allow us to analyze a variety of factors, including traffic patt

Challenges such as driver shortages, distracted driving, social inflation and changing marijuana legalization continue to impact the commercial auto market.

As the journey toward autonomous trucks begins to unfold in earnest, technology is playing a significant role in improving industry safety.

A nonprofit wants to use a golf cart, which is not required to be licensed in the state, to travel around a university campus. Is the golf cart considered an auto or mobile equipment?

Does Symbol 1 cover vehicles that might not immediately be listed due to system glitches, human errors or other oversights?

The insured does not want to cancel the business auto policy nor transfer the vehicles to his personal name and personal auto policy. Could the carrier deny coverage if a claim occurred?

A U.S.-based trucking client’s truck and cargo were stolen in Canada, but the carrier denied the claim due to a territorial exclusion. The loss happened “before the insured had a chance to read the policy.”

With options and flexibility to customize coverage to meet specific needs, HDVI offers core coverages that trucking companies typically need for operation.