Markets

From the Front Lines: Homeowners

During her former career as a financial adviser, Debbie Reynolds saw firsthand the importance of insurance. Now an independent agent, Reynolds takes great pride in helping a client protect their biggest investment: their home.

From the Front Lines: BOPs

Sam Zamloot moved to the agency side after working for three insurance companies over a 25-year period. Now, his background in loss control and marketing helps him succeed as a BOP producer.

From the Front Lines: Product Liability

Self-proclaimed “coverage geek” Kent Anthony knows product liability insurance is vital for a wide range of clients—and makes it a personal goal to fully understand the unique exposures of each.

Unified Registration System: Clients with Trucks Must Comply

The new Unified Registration System, effective this October, mandates stricter enforcement of requirements that every “motor carrier” maintain a DOT number, pay the required fees to the Unified Carrier Registration—and more.

From the Front Lines: Trucking

Independent agent Duane Smith has been working in the transportation field since 1986. When his agency merged with two others in 2001, his property-casualty expertise helped the new firm start working with transportation accounts on a consultative basis.

From the Front Lines: Restaurants

Rene Hernandez asked a lot of questions when he started out in insurance. That strategy became a theme in his career—especially after he decided to leverage local relationships and become an expert in insuring restaurants.

From the Front Lines: Personal Auto

Some argue that personal auto insurance has become a commodity. But independent agent Samuel Bennett emphasizes coverage, not price, as the “beginning, middle and end” of conversations with clients.

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