New research indicates independent agents are shifting their focus from providing customer service to growing their businesses. How can you expand your business without jeopardizing service and retention?
More carriers are adding this endorsement to the commercial general liability policy to exclude losses arising out of subcontractor-caused damage to a contractor’s work.
What’s the difference between a “valued policy” state and one that is not? Does this apply to both personal and commercial lines policies? Is it specific to named or special form perils, or to certain types of policies?
Nearly one-third of losses at bars, taverns and nightclubs arise from assault and battery claims. And thanks to various coverage restrictions on assault and battery, the line between liquor and general liability claims is not always clear.
Two new policy forms from Chubb comprise an enterprise risk management approach to cyber insurance that can be easily purchased and deployed.
Tech startups aren’t just in Silicon Valley—they’re in your neighborhood, too. Position your agency to serve this growing market.
The insurance industry breathed a collective sigh of relief with the close of the 2017 hurricane season. But as losses continue to mount and claims start to get paid, it’s time for a period of reflection on the country’s inadequate understanding of flood
Is it acceptable for a carrier to require subcontractors to carry limits equal to the general contractor’s in order to be considered “adequately insured”?
Mass customization—the mass production of individually customized goods and services—offers the opportunity for a tremendous increase in variety without a corresponding increase in costs.
An agent’s client has a 2010 VW Jetta Diesel, which is subject to the recall/repurchase agreement related to the automaker’s diesel emissions scandal. If the vehicle is destroyed, what will the insurer’s valuation be?
